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Affinity Bancshares, Inc. AFBI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Union Bankshares logo
Union BanksharesUNB
$11.62M+15.8%
First US Bancshares, Inc. logo
First US Bancshares, Inc.FUSB
$8.96M+7.1%
National Bankshares logo
National BanksharesNKSH
$12.7M+27.3%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$25.61M+14.5%
Colony Bankcorp logo
Colony BankcorpCBAN
$27.45M+41.1%
Home Bancorp logo
Home BancorpHBCP
$33.56M+7.0%

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s net interest income (after provisions)?
Affinity Bancshares, Inc. (AFBI) reported net interest income (after provisions) of $7.67M in Q1 2026.
How has Affinity Bancshares, Inc.'s net interest income (after provisions) changed year-over-year?
Affinity Bancshares, Inc.'s net interest income (after provisions) increased by 5.2% year-over-year, from $7.29M to $7.67M.
What is the long-term trend for Affinity Bancshares, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Affinity Bancshares, Inc.'s net interest income (after provisions) has grown at a 2.4% compound annual growth rate (CAGR), from $28.2M to $31.01M.
What does net interest income (after provisions) mean?
This represents net interest income adjusted for the provision for loan losses, which is the expense set aside to cover potential future credit defaults. It provides a more accurate view of the bank's net earnings after accounting for the inherent risk in its loan portfolio.