When did Affirm Holdings, Inc. report Q2 2025 earnings?

Affirm Holdings, Inc. (AFRM) reported Q2 2025 earnings on February 6, 2025 after market close.

What were Affirm Holdings, Inc.'s Q2 2025 revenue and EPS?

Affirm Holdings, Inc. reported revenue of $866.4M and diluted EPS of $0.23 for Q2 2025.

Did Affirm Holdings, Inc. beat estimates in Q2 2025?

Revenue beat the consensus estimate of $807.2M by $59.2M. EPS beat the consensus estimate of $-0.21 by $0.44.

Where can I find Affirm Holdings, Inc.'s Q2 2025 SEC filings?

You can read the 10-Q periodic report (0001820953-25-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.

Affirm Holdings, Inc. AFRM Q2 2025 earnings

Reported February 6, 2025 · After market close

Revenue$866.4MBeat by $59.2M Diluted EPS$0.23Beat by $0.44

Revenue estimate$807.2M

EPS estimate-$0.21

Next report

Aug 27, 2026 (in 2 months)

Revenue estimate$1.1B

EPS estimate$0.34

Financials

Q2 2025

Income statement

See full

Revenue$866.4M+46.6%

Operating income-$4.3M+97.5%

Net income$80.4M+148%

EPS (diluted)$0.23+143%

Balance sheet

See full

Cash & equivalents$1.7B+20.0%

Total debt$8.1B+17,798%

Total equity$2.8B+5.7%

Total assets$10.5B+15.6%

Cash flow

See full

Operating cash flow$312.0M+320%

CapEx$43.9M+13.3%

Free cash flow$268.1M+654%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$18.91B+27.5%

Enterprise value$25.32B+88.6%

P/S6.8×-1.0×

Profitability

See full

Operating margin-13.3%-5.6pp

Net margin-7.1%-3.2pp

FCF margin21.9%—

Returns & leverage

See full

Return on equity-7.3%-3.1pp

Debt / equity2.9×+2.9×

Segments

By product

See full

Merchant network revenue$244.9M+30.0%

Card network revenue$58.1M+48.1%

Versus estimates

Revenue

Q3 2026$1.0BBeat by $43.5M Q2 2026$1.1BBeat by $67.2M Q1 2026$933.3MBeat by $50.2M Q4 2025$876.4MBeat by $39.4M Q3 2025$783.1MIn line

Q2 2025$866.4MBeat by $59.2M

Diluted EPS

Q3 2026$0.30Beat by $0.13 Q2 2026$0.37Beat by $0.09 Q1 2026$0.23Beat by $0.12 Q4 2025$0.20Beat by $0.08 Q3 2025$0.01Beat by $0.02

Q2 2025$0.23Beat by $0.44

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Questions, answered.

When did Affirm Holdings, Inc. report Q2 2025 earnings?: Affirm Holdings, Inc. (AFRM) reported Q2 2025 earnings on February 6, 2025 after market close.
What were Affirm Holdings, Inc.'s Q2 2025 revenue and EPS?: Affirm Holdings, Inc. reported revenue of $866.4M and diluted EPS of $0.23 for Q2 2025.
Did Affirm Holdings, Inc. beat estimates in Q2 2025?: Revenue beat the consensus estimate of $807.2M by $59.2M. EPS beat the consensus estimate of $-0.21 by $0.44.
Where can I find Affirm Holdings, Inc.'s Q2 2025 SEC filings?: You can read the 10-Q periodic report (0001820953-25-000012) directly on SEC EDGAR. The filing index links above go to sec.gov.