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Ally Financial ALLY Business Segments

FY'25FY'24FY'23FY'22
Net Financing Revenue by Business
Automotive Finance operations$5.18B-5.3%$5.47B-0.8%$5.52B+5.3%$5.24B+0.6%
Corporate Finance operations$434M-4.8%$456M+6.0%$430M+26.5%$340M+10.4%
Insurance operations$129M+13.2%$114M+9.6%$104M+23.8%$84M+42.4%
All other revenue by Business
Automotive Finance operations$251M+8.2%$232M+24.7%$186M+3.9%$179M+46.7%
Corporate Finance operations$104M-15.4%$123M+18.3%$104M-14.8%$122M-4.7%
Insurance operations$614M+6.8%$575M-21.0%$728M+106%$354M-49.6%
Revenue from contracts with customers by Business
Automotive Finance operations$5.57B-4.5%$5.83B-0.1%$5.84B+5.3%$5.54B+1.5%
Corporate Finance operations$538M-7.1%$579M+8.4%$534M+15.6%$462M+6.0%
Insurance operations$1.73B+6.4%$1.62B+5.8%$1.53B+38.4%$1.11B-21.2%
Noninterest Income by Business
Automotive Finance operations$389M+7.2%$363M+13.1%$321M+4.9%$306M+21.9%
Corporate Finance operations$104M-15.4%$123M+18.3%$104M-14.8%$122M-4.7%
Insurance operations$1.6B+5.9%$1.51B+5.5%$1.43B+39.6%$1.02B-23.9%
Total financing revenue and other interest income by Business
Automotive Finance operations$10.55B+0.7%$10.47B+7.7%$9.72B+21.7%$7.99B
Corporate Finance operations$932M-7.4%$1.01B+2.7%$980M+79.5%$546M
Insurance operations$188M+11.9%$168M+12.8%$149M+18.3%$126M
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business
Automotive Finance operations$1.64B-9.7%$1.82B-18.0%$2.21B-16.7%$2.66B-21.5%
Corporate Finance operations$365M-15.9%$434M+22.6%$354M+20.4%$294M+4.3%
Insurance operations$200M+19.0%$168M-22.2%$216M
Noninterest Expense by Business
Automotive Finance operations$2.22B+5.2%$2.11B+5.3%$2.01B+8.4%$1.85B-8.6%
Corporate Finance operations$142M+3.6%$137M+7.0%$128M+2.4%$125M+7.8%
Insurance operations$1.53B+5.0%$1.45B+10.4%$1.32B+16.2%$1.13B+6.8%
Total Assets by Business
Automotive Finance operations$452.86B-0.8%$456.63B+0.2%$455.76B+5.1%$433.51B
Corporate Finance operations$46.37B+14.8%$40.38B-4.7%$42.38B+13.4%$37.36B
Insurance operations$38.97B+5.2%$37.05B+4.2%$35.57B+1.0%$35.23B
Other by Business
Automotive Finance operations$1.41B+7.2%$1.32B+8.6%$1.21B+9.8%$1.1B
Corporate Finance operations$55M+5.8%$52M+15.6%$45M-2.2%$46M
Insurance operations$777M-0.6%$782M+1.8%$768M+4.5%$735M
Total interest expense by Business
Automotive Finance operations$4.43B+3.9%$4.27B+26.8%$3.36B+83.0%$1.84B
Corporate Finance operations$498M-9.5%$550M0.0%$550M+167%$206M
Insurance operations$59M+9.3%$54M+20.0%$45M+7.1%$42M
Other operating expenses by Business
Automotive Finance operations$1.53B+5.9%$1.45B+8.0%$1.34B+9.6%$1.22B
Corporate Finance operations$60M+5.3%$57M+14.0%$50M0.0%$50M
Insurance operations$796M-0.6%$801M+1.9%$786M+4.5%$752M
Net depreciation expense on operating lease assets by Business
Automotive Finance operations$937M+27.3%$736M-12.4%$840M-8.1%$914M
Corporate Finance operations$0$0$0$0
Insurance operations$0$0$0$0
Compensation and benefits expense by Business
Automotive Finance operations$693M+3.7%$668M0.0%$668M+6.2%$629M
Corporate Finance operations$82M+2.5%$80M+2.6%$78M+4.0%$75M
Insurance operations$113M+4.6%$108M0.0%$108M+6.9%$101M
Technology and communications by Business
Automotive Finance operations$119M-7.8%$129M+2.4%$126M+7.7%$117M
Corporate Finance operations$5M0.0%$5M0.0%$5M+25.0%$4M
Insurance operations$19M0.0%$19M+5.6%$18M+5.9%$17M
Insurance losses and loss adjustment expenses by Business
Automotive Finance operations$0$0$0$0
Corporate Finance operations$0$0$0$0
Insurance operations$616M+13.2%$544M+28.9%$422M+50.7%$280M
Goodwill by Business
Automotive Finance operations$80M0.0%$80M0.0%$80M0.0%$80M0.0%
Insurance operations$108M0.0%$108M0.0%$108M0.0%$108M0.0%
Provision for Credit Losses by Business
Automotive Finance operations$1.71B-10.3%$1.91B+17.7%$1.62B+56.2%$1.04B
Corporate Finance operations$31M$52M+20.9%$43M+13.2%
Insurance operations$0$0$0$0
Goodwill impairment by Business
Automotive Finance operations$0$0$0
Insurance operations$0$0$0
Revenue from contracts with customers by Product
Banking fees and interchange income$39M-17.0%$47M+6.8%$44M0.0%$44M+144%
Brokerage commissions and other revenue$82M-6.8%$88M-1.1%$89M+39.1%$64M+10.3%
Brokered/agent commissions$14M-30.0%$20M+53.8%$13M-7.1%$14M-12.5%
Noninsurance contracts$966M+6.3%$909M+32.5%$686M+4.7%$655M+4.5%
Remarketing fee income$116M+3.6%$112M-4.3%$117M+9.3%$107M0.0%

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Questions, answered.

How does Ally Financial break its business down?
Ally Financial (ALLY) reports net financing revenue by business across 3 parts — Automotive Finance operations, Corporate Finance operations and Insurance operations. Each is extracted from the segment footnotes and tracked over time.
Where does Ally Financial's segment data come from?
Segment breakdowns are pulled from the segment footnotes in Ally Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.