Other

Noninterest Expense

American Express Noninterest Expense decreased by 4.1% to $13.88B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.1%, from $12.49B to $13.88B. Over 4 years (FY 2021 to FY 2025), Noninterest Expense shows an upward trend with a 12.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOther
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026Apr 23, 2026

How to read this metric

An increase relative to revenue indicates declining operational efficiency, whereas a decrease suggests successful cost management or improved economies of scale.

Detailed definition

This metric aggregates all operating costs that are not related to interest-bearing liabilities, providing a comprehensi...

Peer comparison

Standardized across the banking industry as a primary measure of non-interest operating costs.

Metric ID: other_noninterest_expense

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$7.91B$8.67B$9.79B$9.06B$10.44B$10.32B$11.28B$11.06B$11.12B$11.05B$11.85B$11.39B$11.28B$12.08B$13.13B$12.49B$12.90B$13.31B$14.48B$13.88B
QoQ Change+9.6%+12.9%-7.5%+15.3%-1.2%+9.3%-1.9%+0.6%-0.7%+7.3%-3.9%-1.0%+7.1%+8.7%-4.9%+3.3%+3.2%+8.7%-4.1%
YoY Change+32.0%+19.0%+15.2%+22.1%+6.5%+7.1%+5.1%+3.0%+1.4%+9.3%+10.8%+9.7%+14.4%+10.3%+10.2%+11.1%
Range$7.91B$14.48B
CAGR+12.6%
Avg YoY Growth+11.7%
Median YoY Growth+10.2%

Business Segments

View all
SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26
USCS$5.89B$6.05B$6.27B$6.83B$6.74B
CS$2.87B$2.95B$2.86B$3.20B$3.13B
ICS$2.36B$2.56B$2.68B$2.97B$2.51B
GMNS$827.00M$874.00M$927.00M$1.09B$885.00M
Total$12.49B$12.90B$13.31B$14.48B$13.88B

Frequently Asked Questions

What is American Express's noninterest expense?
American Express (AXP) reported noninterest expense of $13.88B in Q1 2026.
How has American Express's noninterest expense changed year-over-year?
American Express's noninterest expense increased by 11.1% year-over-year, from $12.49B to $13.88B.
What is the long-term trend for American Express's noninterest expense?
Over 4 years (2021 to 2025), American Express's noninterest expense has grown at a 12.6% compound annual growth rate (CAGR), from $33.11B to $53.18B.
What does noninterest expense mean?
The total operating expenses incurred by the company excluding interest-related costs.