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Bread Financial Holdings BFH Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: March 31, 2026, $10,091; December 31, 2025, $10,708)

Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: March 31, 2026, $10,091; December 31, 2025, $10,708) at other companies

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Other financials

Income statement

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Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

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Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept bfh:FinancingReceivableBeforeAllowanceForCreditLossGross.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708)?
Bread Financial Holdings (BFH) reported total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708) of $18.14B in Q1 2026.
How has Bread Financial Holdings's total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708) changed year-over-year?
Bread Financial Holdings's total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708) increased by 1.8% year-over-year, from $17.82B to $18.14B.
What is the long-term trend for Bread Financial Holdings's total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708)?
Over 2 years (2023 to 2025), Bread Financial Holdings's total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708) has grown at a -1.4% compound annual growth rate (CAGR), from $19.33B to $18.81B.
What does total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: march 31, 2026, $10,091; december 31, 2025, $10,708) mean?
This represents the gross carrying amount of all credit card and consumer loan receivables held by the company before accounting for any estimated credit losses. It serves as a primary indicator of the total scale of the company's lending portfolio and its exposure to consumer credit risk. This figure includes loans held within consolidated variable interest entities used for securitization purposes.