What is the long-term trend for Bread Financial Holdings's interest-bearing deposit liabilities?

Over 3 years (2022 to 2025), Bread Financial Holdings's interest-bearing deposit liabilities has grown at a 0.3% compound annual growth rate (CAGR), from $13.79B to $13.89B.

Bread Financial Holdings BFH Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

CVB FinancialCVBF

$4.84B+0.8%

U.S. BancorpUSB

$442.88B+3.4%

Capital One FinancialCOF

——

Synchrony FinancialSYF

——

Commerce BancsharesCBSH

——

Axos FinancialAX

——

Other financials

Income statement

See full

Revenue$1.0B+4.9%

Gross profit$361.8M—

Operating income$382.8M—

Net income$181.0M+31.2%

EPS (diluted)$4.15+49.3%

Balance sheet

See full

Cash & equivalents$4.0B-6.6%

Total debt$85.0M-98.5%

Total equity$3.3B+8.4%

Total assets$22.3B-0.3%

Cash flow

See full

Operating cash flow$487.0M+23.9%

CapEx$15.0M-40.0%

Free cash flow$482.0M+55.5%

Valuation

See full

Market cap$4.14B+31.3%

P/E7.4×-3.9×

P/S1.1×+0.2×

Profitability

See full

Gross margin52%—

Operating margin45.9%—

Net margin14.4%+7.1pp

FCF margin46.5%+1.9pp

Returns & leverage

See full

Return on equity17.6%+8.4pp

Debt / equity0×-1.8×

Current ratio1.5×—

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

Ask your AI about Bread Financial Holdings's interest-bearing deposit liabilities.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Bread Financial Holdings's interest-bearing deposit liabilities?: Bread Financial Holdings (BFH) reported interest-bearing deposit liabilities of $14.05B in Q1 2026.
How has Bread Financial Holdings's interest-bearing deposit liabilities changed year-over-year?: Bread Financial Holdings's interest-bearing deposit liabilities increased by 7.5% year-over-year, from $13.07B to $14.05B.
What is the long-term trend for Bread Financial Holdings's interest-bearing deposit liabilities?: Over 3 years (2022 to 2025), Bread Financial Holdings's interest-bearing deposit liabilities has grown at a 0.3% compound annual growth rate (CAGR), from $13.79B to $13.89B.