Cass Information Systems CASS Business Segments
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Total net revenue by Business | |||||
| Banking Services | $37.8M+33.7% | $28.27M-5.6% | $29.93M-23.3% | $39.03M— | |
| Information services payment and processing revenue | $154.52M+4.0% | $148.56M+2.5% | $144.93M-2.5% | $148.6M— | |
| Noninterest Income by Business | |||||
| Banking Services | $2.73M+3.3% | $2.64M-2.6% | $2.71M-24.8% | $3.61M— | |
| Information services payment and processing revenue | $108.35M-1.3% | $109.78M+3.3% | $106.22M-11.7% | $120.23M+12.7% | |
| Total Assets by Business | |||||
| Banking Services | $4.72B+3.3% | $4.57B+0.4% | $4.55B+1.3% | $4.49B-7.4% | |
| Information services payment and processing revenue | $6.18B+4.8% | $5.9B-7.3% | $6.36B+7.4% | $5.93B+30.1% | |
| Tax-equivalized pre-tax income by Business | |||||
| Banking Services | $18.88M+139% | $7.89M-36.0% | $12.33M-42.8% | $21.57M+96.0% | |
| Information services payment and processing revenue | $21.44M+91.5% | $11.19M-44.1% | $20.03M-24.4% | $26.48M+4.1% | |
| Income (Loss) from Discontinued Operations Including Tax Equivalent Adjustment, Before Income Taxes, Noncontrolling Interest by Business | |||||
| Banking Services | $0— | $0— | $0— | —— | |
| Information services payment and processing revenue | $5.31M+587% | $774K-73.2% | $2.89M— | —— | |
| Other intangible assets, net by Business | |||||
| Banking Services | $0— | $0— | $0— | $0-100% | |
| Information services payment and processing revenue | $16.72M+22.9% | $13.6M-5.6% | $14.4M-6.5% | $15.39M+71.6% | |
| Intersegment expense (income) by Business | |||||
| Banking Services | -$3.47M+10.9% | -$3.9M+8.8% | -$4.27M-27.5% | -$3.35M-658% | |
| Information services payment and processing revenue | $3.47M-10.9% | $3.9M-8.8% | $4.27M+27.5% | $3.35M+204% | |
| Total personnel expenses by Business | |||||
| Banking Services | $12.51M-6.4% | $13.37M+12.3% | $11.91M-0.2% | $11.94M— | |
| Information services payment and processing revenue | $97.56M+1.7% | $95.97M+3.8% | $92.48M-2.2% | $94.54M— | |
| Loss on Sale of Investments by Business | |||||
| Banking Services | $0— | $0— | $0— | —— | |
| Information services payment and processing revenue | $0— | $0— | $0— | —— | |
| Operating Expenses by Business | |||||
| Banking Services | $18.92M-7.2% | $20.38M+15.8% | $17.6M+0.8% | $17.46M— | |
| Information services payment and processing revenue | $133.07M-3.1% | $137.36M+10.0% | $124.91M+2.3% | $122.12M— | |
| Other Cost and Expense, Operating by Business | |||||
| Banking Services | $8.11M-8.7% | $8.88M+5.5% | $8.42M+11.1% | $7.58M— | |
| Information services payment and processing revenue | $23.14M+10.8% | $20.88M+4.4% | $20.01M+31.8% | $15.18M— | |
| Interest Income by Business | |||||
| Banking Services | $65.71M+10.3% | $59.57M+8.9% | $54.7M+33.7% | $40.91M+65.4% | |
| Information services payment and processing revenue | $47.23M+17.1% | $40.32M+1.0% | $39.9M+39.9% | $28.53M+17.2% | |
| Occupancy by Business | |||||
| Banking Services | $738K+6.8% | $691K-0.6% | $695K-2.3% | $711K— | |
| Information services payment and processing revenue | $2.03M+1.2% | $2M-4.8% | $2.1M-29.0% | $2.97M— | |
| Bad Debt by Business | |||||
| Banking Services | $0— | $0— | —— | —— | |
| Equipment by Business | |||||
| Banking Services | $1.04M-22.6% | $1.34M+58.1% | $847K+44.5% | $586K— | |
| Information services payment and processing revenue | $8.88M+31.3% | $6.76M+11.8% | $6.05M-0.6% | $6.08M— | |
| Interest Expense, Operating by Business | |||||
| Banking Services | $30.29M-9.6% | $33.5M+19.5% | $28.03M— | —— | |
| Information services payment and processing revenue | $1.06M-31.2% | $1.54M+29.3% | $1.19M— | —— | |
| Goodwill by Business | |||||
| Banking Services | $544K0.0% | $544K0.0% | $544K0.0% | $544K-75.7% | |
| Information services payment and processing revenue | $64.11M+11.2% | $57.68M-9.4% | $63.69M-3.0% | $65.65M+19.8% | |
| Provision for Credit Losses by Business | |||||
| Information services payment and processing revenue | $0— | $0— | $0— | $0— | |
| Fee revenues by Product | |||||
| Product | $63.9M-0.9% | $64.49M+8.6% | $59.38M-20.2% | $74.38M+2.5% | |
| Service | $39.04M-5.4% | $41.25M-5.8% | $43.79M+3.7% | $42.24M+32.6% | |
| Revenue Not from Contract with Customer, Other by Product | |||||
| Financial fees | $1.47M+14.5% | $1.28M+20.8% | $1.06M— | —— | |
| Other Fees | $5.4M+36.1% | $3.96M-1.6% | $4.03M— | —— | |
| Fee revenues, in-scope of FASB ASC 606 by Product | |||||
| Financial fees | $40.4M-5.1% | $42.58M-6.1% | $45.34M+3.6% | $43.76M+33.7% | |
| Information services payment and processing revenue | $106.53M-1.9% | $108.65M+3.5% | $105.01M-12.7% | $120.23M+12.0% | |
| Processing fees | $66.13M+0.1% | $66.06M+10.7% | $59.67M-22.0% | $76.47M+2.5% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Cass Information Systems break its business down?
- Cass Information Systems (CASS) reports total net revenue by business across 2 parts — Banking Services and Information services payment and processing revenue. Each is extracted from the segment footnotes and tracked over time.
- Where does Cass Information Systems's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Cass Information Systems's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
