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Coastal Financial CCB CCBX — Salaries and employee benefits

Other segment segments

Community Bank
$7.53M+7.1%
Treasury & Administration
$4.04M-28.6%

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Other financials

Income statement

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Revenue$178.1M+49.1%
Net income-$42.1M-482%
EPS (diluted)-$2.76-489%

Balance sheet

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Cash & equivalents$1.0B+40.1%
Total debt$4.5M-10.7%
Total equity$463.4M+0.4%
Total assets$5.5B+21.8%

Cash flow

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Operating cash flow$76.9M+16.4%
CapEx$2.2M+6.1%
Free cash flow$74.6M+16.7%

Valuation

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Market cap$692.83M-53.7%
Enterprise value-$311.1M-140%
P/S1.1×-1.6×

Profitability

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Net margin-0.6%-9.2pp
FCF margin42.9%-3.5pp

Returns & leverage

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Return on equity-0.8%-13.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Coastal Financial in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The source filing: Coastal Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437958-26-000061
Line itemThree months ended June 30, 2026 / Community BankThree months ended June 30, 2026 / CCBXThree months ended June 30, 2026 / Treasury & AdministrationThree months ended June 30, 2026 / ConsolidatedThree months ended June 30, 2025 / Community BankThree months ended June 30, 2025 / CCBXThree months ended June 30, 2025 / Treasury & AdministrationThree months ended June 30, 2025 / Consolidated
BaaS indemnification income75,03775,03734,07234,072
Noninterest income1,20087,04146688,7071,08741,723(117)42,693
NONINTEREST EXPENSE
Salaries and employee benefits7,52912,0504,03623,6157,0298,7665,65521,450
Occupancy75784498908187423915
Data processing and software licenses2,33910,3231,68614,3481,9523,843(254)5,541
Legal and professional expenses3774,8329886,1977002,3532,9095,962
Credit enhancement receivable valuation adjustment46,00946,009

Item 1. Condensed Consolidated Financial Statements (unaudited)

FAQ

What is Coastal Financial's CCBX — salaries and employee benefits?
Coastal Financial (CCB) reported CCBX — salaries and employee benefits of $12.05M in Q2 2026.
How has Coastal Financial's CCBX — salaries and employee benefits changed year-over-year?
Coastal Financial's CCBX — salaries and employee benefits increased by 37.5% year-over-year, from $8.77M to $12.05M.
What is the long-term trend for Coastal Financial's CCBX — salaries and employee benefits?
Over 4 years (2021 to 2025), Coastal Financial's CCBX — salaries and employee benefits has grown at a 67.5% compound annual growth rate (CAGR), from $4.54M to $35.73M.
What does CCBX — salaries and employee benefits mean?
This reflects the total compensation costs, including wages and benefits, for personnel dedicated to the CCBX segment. It is a primary driver of operating expenses and indicates the human capital investment required to support the segment's growth.

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