What is Coastal Financial's revenue?

Coastal Financial (CCB) generated $551.6M in revenue over the trailing twelve months, down 3.6% year over year.

Is Coastal Financial profitable?

Coastal Financial reported $49.3M in net income over the trailing twelve months, a 8.9% net margin.

What is Coastal Financial's earnings per share?

Coastal Financial's diluted EPS over the trailing twelve months is $3.19.

Where does Coastal Financial's income statement data come from?

Every line is extracted from Coastal Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Coastal Financial CCB Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$310.07M+13.6%	$273.03M+17.9%	$231.58M+34.8%	$171.78M+116%
Net interest income after provision for credit losses	$117.43M—	——	$51.9M-44.0%	$92.71M+33.4%
Total noninterest income	$231.61M-24.9%	$308.2M+51.0%	$204.12M+66.0%	$122.94M+337%
Total interest income	$429.62M+8.3%	$396.78M+22.8%	$323.22M+68.2%	$192.17M+131%
Total revenue	$541.67M-6.8%	$581.23M+33.4%	$435.7M+47.8%	$294.72M+174%
Total interest expense (banking)	$116.91M-3.3%	$120.93M+35.9%	$89M+368%	$19M+717%
Selling and marketing	$631K+290%	$162K-68.7%	$517K+47.3%	$351K-22.2%
Compensation and benefits	$85.82M+22.7%	$69.97M+5.3%	$66.46M+27.3%	$52.23M+40.8%
Occupancy and equipment	$3.99M-9.8%	$4.43M+6.1%	$4.17M-1.1%	$4.22M+2.2%
Professional fees	$20.85M+34.0%	$15.56M+5.1%	$14.8M+119%	$6.76M+116%
Depreciation and amortization	$6.52M+43.1%	$4.55M+95.5%	$2.33M+28.7%	$1.81M+14.0%
Other operating expenses	$7.49M+15.6%	$6.48M+24.1%	$5.22M+21.7%	$4.29M+11.5%
Total noninterest expense	$287.8M+16.8%	$246.31M+26.6%	$194.57M+17.9%	$165.03M+161%
Interest expense	$119.55M-3.4%	$123.75M+35.0%	$91.64M+349%	$20.4M+459%
Interest income	$2.53M-17.3%	$3.06M-4.4%	$3.2M+83.2%	$1.75M+2,109%
Other income (expense), net	$3.31M+117%	$1.52M+72.4%	$884K-27.5%	$1.22M-34.4%
Gain (loss) on disposal of assets	——	——	$0—	$0—
Income before income taxes	$61.25M+6.9%	$57.32M+0.3%	$57.13M+12.9%	$50.62M+47.3%
Income tax expense	$14.25M+17.8%	$12.1M-3.6%	$12.55M+25.6%	$10M+35.6%
Net income	$46.99M+3.9%	$45.22M+1.4%	$44.58M+9.7%	$40.63M+50.4%
Net margin	8.7%+0.9pp	7.8%-2.5pp	10.2%-3.6pp	13.8%-11.3pp
Diluted earnings per share	$3.04-6.5%	$3.25-0.6%	$3.27+8.6%	$3.01+38.7%
Basic earnings per share	$3.11-6.9%	$3.34-0.6%	$3.36+7.0%	$3.14+39.6%
Weighted-average shares, diluted	61.7M+12.0%	55.1M+1.1%	54.5M+1.0%	54M+8.3%
Weighted-average shares, basic	60.1M+12.0%	53.7M+1.3%	53M+2.5%	51.7M+7.8%
Other expenses	——	——	——	——
Gain on retained interest in Sandisk	-$414K-1,633%	$27K-90.3%	$279K+285%	-$151K—
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Share-based compensation expense related to employee stock plans	——	——	——	——
Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity	——	——	——	——
BaaS loan and fraud expense	$137.1M+6.8%	$128.37M+47.7%	$86.91M+4.9%	$82.87M+1,750%
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Deferred taxes	$4.45M—	——	$13.88M+226%	-$11.02M—
Service charges and fees	$3.56M-4.8%	$3.74M-3.0%	$3.85M+1.3%	$3.8M+2.9%
Dividends on other investments	$531K+22.1%	$435K+12.4%	$387K+12.2%	$345K+21.5%
Excise taxes	——	——	——	——
Federal Deposit Insurance Corporation ("FDIC") assessments	$3.18M+11.0%	$2.86M+13.4%	$2.52M-11.7%	$2.86M+75.2%
Finance Lease Principal Payments	——	——	——	——
Finance Lease Right Of Use Asset Amortization	——	——	——	——
Loans receivable allowance including provision losses or (recapture)	——	——	——	——
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery	——	——	——	——
Recoveries	——	——	——	——
Gain/(loss) on dispositions, net	——	——	-$39K—	——
Income Taxes Paid, Net	——	$10.54M+54.0%	$6.84M-70.9%	$23.5M—
Accounts payable and other current liabilities	-$1.68M—	——	——	$18.58M+909%
Net decrease in demand, savings, interest checking, and money market investment deposit accounts	——	——	——	——
Increase (Decrease) in Loans Receivable, Net	——	——	——	——
Increase Decrease In Operating Lease Liabilities	——	——	——	——
Decrease in operating lease right-of-use assets	——	——	——	——
Increase (Decrease) in Other Operating Assets and Liabilities, Net	-$3.05M—	——	$14M+34.1%	$10.44M+343%
Increase Decrease In Receivables	——	——	——	——
Increase (Decrease) in Receivables, Credit Enhancement Asset	——	——	——	——
Increase (Decrease) in Time Deposits	-$5.26M—	——	-$11.09M+20.8%	-$14.01M+1.5%
Add - Incremental shares under stock-based compensation plans (in shares)	——	——	——	——
Data processing and equipment	$350K+7.7%	$325K-32.4%	$481K—	——
Interest and Dividend Income, Operating	$429.62M+8.3%	$396.78M+22.8%	$323.22M+68.2%	$192.17M+131%
Interest and Fee Income, Loans and Leases	$397.59M+6.9%	$372.02M+22.3%	$304.29M+66.0%	$183.35M+123%
Interest Expense Borrowings	$2.64M-6.4%	$2.82M+6.5%	$2.64M+90.1%	$1.39M+5.5%
Interest Expense, Deposits	$116.91M-3.3%	$120.93M+35.9%	$89M+368%	$19M+717%
Interest Income, Deposits with Financial Institutions	$28.97M+36.2%	$21.27M+38.6%	$15.35M+128%	$6.73M+1,007%
Interest Income (Expense), after Provision for Loan Loss	$117.43M—	——	$51.9M-44.0%	$92.71M+33.4%
Interest Income (Expense), Operating	$310.07M+13.6%	$273.03M+17.9%	$231.58M+34.8%	$171.78M+116%
Interest (expense) income intrabank transfer	——	——	——	——
Interest Paid, Excluding Capitalized Interest, Operating Activity	$119.08M-3.7%	$123.68M+35.3%	$91.44M+356%	$20.07M+425%
Lease Cost	——	——	——	——
Life Insurance Corporate Or Bank Owned Change In Value	——	——	——	——
Marketing	$631K+290%	$162K-68.7%	$517K+47.3%	$351K-22.2%
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$555.52M+74.6%	$318.17M-41.5%	$543.46M+20.8%	$449.83M-48.0%
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$525.65M+13.6%	-$608.57M-0.6%	-$605.04M+38.8%	-$987.95M—
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	$254.58M-2.0%	$259.79M+33.3%	$194.94M+191%	$67.1M+125%
Lease liabilities arising from obtaining right-of-use assets	$501K—	——	$1.75M—	$0—
Director and staff expenses	$2.66M+25.8%	$2.11M-1.9%	$2.15M+25.8%	$1.71M+42.0%
Noninterest Expense	$287.8M+16.8%	$246.31M+26.6%	$194.57M+17.9%	$165.03M+161%
Noninterest Expense Excluding Baa S Loan And Baa S Fraud Expense	$150.7M+27.8%	$117.94M+9.5%	$107.66M+31.0%	$82.17M+39.8%
Noninterest Income Excluding Baa S Program Income And Baa S Indemnification Income	$6.45M+18.2%	$5.46M-8.3%	$5.95M+2.5%	$5.81M-46.3%
Total other income	$3.31M+117%	$1.52M+72.4%	$884K-27.5%	$1.22M-34.4%
Number of securities purchased	——	——	——	——
Number of operating segments	——	——	——	——
Number of reportable segments	——	——	——	——
Number of securities matured	——	——	——	——
Occupancy and Related Charges	——	——	——	——
Operating Lease Payments	——	——	——	——
Other comprehensive income/(loss)	——	——	——	——
Tax expense (benefit) of unrealized gains/losses on available for sale securities still held	——	——	——	——
Membership and other income	——	——	——	——
Payment For Proceeds From Other Investments	——	——	——	——
Payments for (Proceeds from) Loans Receivable	——	——	$91.47M-90.0%	$912.52M—
Payments for (Proceeds from) Other Loans and Leases	——	——	——	——
Payment, Tax Withholding, Share-Based Payment Arrangement	$3.53M—	$0—	$0—	——
Payments to Acquire Equity Securities, FV-NI	——	——	——	——
Payments to Acquire Intangible Assets	——	——	——	——
Payments to Acquire Property, Plant, and Equipment	$8.44M-14.8%	$9.9M+58.5%	$6.25M+120%	$2.84M+9.4%
Principal paydowns of investment securities available-for-sale	——	——	——	——
Proceeds From Issuance Initial Public Offering	——	——	——	——
Sales and maturities of investments	$4.2M+17.8%	$3.57M+755%	$417K+62.9%	$256K-83.1%
Proceeds from sales of loans held for sale	——	——	——	——
Proceeds from exercise of stock options, net of shares withheld to cover	——	——	——	——
Provision (benefit) for other credit losses	$192.63M-30.6%	$277.61M—	——	$79.06M—
Stock-based compensation	$8.6M+77.6%	$4.84M+31.3%	$3.69M+46.5%	$2.52M+96.0%
Granted (in shares)	——	——	——	——
Intrinsic value of stock options exercised	——	——	——	——
Granted (in shares)	——	——	——	——
Data processing and software licenses	$22.87M+53.6%	$14.88M+59.2%	$9.35M+30.3%	$7.17M+86.1%
Issuance of common stock in connection with the Spin-Off and reclassification of net parent investment	——	——	——	——
Stock Issued During Period, Value, Stock Options Exercised	——	——	——	——
Stock Issued During Period Value Vesting Of Restricted Stock Units	——	——	——	——
Variable Lease Cost	——	——	——	——

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Questions, answered.

What is Coastal Financial's revenue?: Coastal Financial (CCB) generated $551.6M in revenue over the trailing twelve months, down 3.6% year over year.
Is Coastal Financial profitable?: Coastal Financial reported $49.3M in net income over the trailing twelve months, a 8.9% net margin.
What is Coastal Financial's earnings per share?: Coastal Financial's diluted EPS over the trailing twelve months is $3.19.
Where does Coastal Financial's income statement data come from?: Every line is extracted from Coastal Financial's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.