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Chemung Financial CHMG Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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Other financials

Income statement

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Revenue$29.9M+16.3%
Net income$9.2M+52.7%
EPS (diluted)$1.91+51.6%

Balance sheet

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Cash & equivalents$53.4M-0.1%
Total debt$204.5M+117%
Total equity$262.9M+15.2%
Total assets$2.7B-1.7%

Cash flow

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Operating cash flow$9.0M+25.9%
CapEx$133.0K-59.5%
Free cash flow$8.9M+30.0%

Valuation

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Market cap$358.26M+60.0%
Enterprise value$509.4M+92.4%
P/E19.6×+9.7×
P/S3.6×+1.4×

Profitability

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Net margin18.4%-4.4pp
FCF margin46.2%+20.8pp

Returns & leverage

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Return on equity7.4%-3.2pp
Debt / equity0.8×+0.4×

Where this comes from

Reported directly by Chemung Financial in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Chemung Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Chemung Financial's accretion (amortization) of discounts and premiums, investments?
Chemung Financial (CHMG) reported accretion (amortization) of discounts and premiums, investments of -$163K in Q1 2026.
How has Chemung Financial's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Chemung Financial's accretion (amortization) of discounts and premiums, investments increased by 68.0% year-over-year, from -$510K to -$163K.
What is the long-term trend for Chemung Financial's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Chemung Financial's accretion (amortization) of discounts and premiums, investments has grown at a -28.1% compound annual growth rate (CAGR), from -$5.37M to -$1.44M.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This metric is essential for understanding the true yield of an investment portfolio beyond the stated coupon rate.