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Chime Financial, Inc. CHYM Net Change in Cash

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Other financials

Income statement

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Revenue$669.8M+26.8%
Gross profit$594.9M+29.0%
Operating income$21.3M+102%
Net income$27.9M+103%
EPS (diluted)$0.07+101%

Balance sheet

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Cash & equivalents$601.1M-31.8%
Total debt$130.9M+49.0%
Total equity$1.4B-1.6%
Total assets$2.0B+5.0%

Cash flow

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Operating cash flow$207.5M+628%
CapEx$9.9M+388%
Free cash flow$197.5M+647%

Valuation

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Market cap$9.88B-19.1%
Enterprise value$9.41B-17.6%
P/S-2.3×

Profitability

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Gross margin88.7%+0.9pp
Operating margin-2.1%-1.0pp
Net margin-0.7%-0.4pp
FCF margin12.7%

Returns & leverage

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Return on equity-1.3%
Debt / equity0.1×0.0×
Current ratio4.6×-0.2×

Where this comes from

Reported directly by Chime Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The source filing: Chime Financial, Inc.’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:15 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001795586-26-000038
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Proceeds from exercise of stock options13,923717
Repurchases of common stock(85,740)
Cash flows used in financing activities(73,357)(126)
Net increase in cash and cash equivalents and restricted cash141,427(19,176)
Cash, cash equivalents, and restricted cash, beginning of period480,760350,000
Cash, cash equivalents, and restricted cash, end of period$622,187$330,824
Cash and cash equivalents, end of the period$607,677$318,160
Restricted cash, end of the period14,51012,664

Item 1. Financial Statements (unaudited)

FAQ

What is Chime Financial, Inc.'s net change in cash?
Chime Financial, Inc. (CHYM) reported net change in cash of $141.43M in Q1 2026.
How has Chime Financial, Inc.'s net change in cash changed year-over-year?
Chime Financial, Inc.'s net change in cash increased by 837.5% year-over-year, from -$19.18M to $141.43M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

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