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Citizens CIA Dividend Accumulations — Policyholder Account Balance, Interest Credited

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Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept cia:PolicyholderAccountBalanceInterestCredited.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's dividend accumulations — policyholder account balance, interest credited?
Citizens (CIA) reported dividend accumulations — policyholder account balance, interest credited of $515K in Q1 2026.
How has Citizens's dividend accumulations — policyholder account balance, interest credited changed year-over-year?
Citizens's dividend accumulations — policyholder account balance, interest credited increased by 13.4% year-over-year, from $454K to $515K.
What is the long-term trend for Citizens's dividend accumulations — policyholder account balance, interest credited?
Over 3 years (2022 to 2025), Citizens's dividend accumulations — policyholder account balance, interest credited has grown at a 23.7% compound annual growth rate (CAGR), from $1.22M to $2.3M.
What does dividend accumulations — policyholder account balance, interest credited mean?
This metric represents the interest expense accrued and credited to policyholder accounts based on the company's crediting rate policies. It reflects the cost of capital for the insurer and the value growth provided to policyholders on their retained dividends.