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Citizens CIA Other — Premiums paid in advance

Similar metrics at other companies

Investors Title Company logo
ITICAll Other — Unearned Premiums
$0
NOD
NODKAll Other — Premiums And Other Receivables Net
$3.26M+12.2%
Regional Management Corporation logo
RMUnearned premiums
$51.04M+8.4%
ESN
ESNTUnearned premiums
$226.31M+109%
Progressive logo
PGRPremiums receivable
$17.61B+4.8%
Boston Omaha logo
BOCUnearned premiums
$13.28M+5.4%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's other — premiums paid in advance?
Citizens (CIA) reported other — premiums paid in advance of $2.54M in Q1 2026.
How has Citizens's other — premiums paid in advance changed year-over-year?
Citizens's other — premiums paid in advance increased by 27.5% year-over-year, from $1.99M to $2.54M.
What is the long-term trend for Citizens's other — premiums paid in advance?
Over 3 years (2022 to 2025), Citizens's other — premiums paid in advance has grown at a -5.6% compound annual growth rate (CAGR), from $9.43M to $7.95M.
What does other — premiums paid in advance mean?
This represents the total amount of insurance premiums collected from policyholders prior to the actual due date of the coverage period. It functions as a liability on the balance sheet, reflecting cash received for services yet to be rendered. Monitoring this balance provides insight into policyholder retention and the timing of cash inflows relative to revenue recognition.