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Citizens CIA Permanent Limited Pay — Issuances

Other product segments

Permanent
$31.3M+2.1%

Similar metrics at other companies

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HMNLimited Pay Whole Life Insurance — Issuances
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HMNLimited-Pay Whole Life — Issuances
$500K0.0%
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HIGPaid Up Life — Liability for Future Policy Benefit, Expected Future Policy Benefit, Issuance
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HMNLimited-Pay Whole Life — Gross premiums or assessments
$1.8M0.0%
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HMNLimited Pay Whole Life Insurance — Interest accruals
$1.2M+9.1%
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HMNLimited-Pay Whole Life — Capitalizations
$100K0.0%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitIssuance.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's permanent limited pay — issuances?
Citizens (CIA) reported permanent limited pay — issuances of $1.26M in Q1 2026.
How has Citizens's permanent limited pay — issuances changed year-over-year?
Citizens's permanent limited pay — issuances decreased by 24.1% year-over-year, from $1.65M to $1.26M.
What is the long-term trend for Citizens's permanent limited pay — issuances?
Over 3 years (2022 to 2025), Citizens's permanent limited pay — issuances has grown at a -8.5% compound annual growth rate (CAGR), from $9.47M to $7.26M.
What does permanent limited pay — issuances mean?
Represents the total value of new insurance contracts issued within the Permanent Limited Pay segment during the reporting period. This metric reflects the company's ability to acquire new business and expand its policyholder base in this specific product line.