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Citizens CIA Premiums Paid In Advance — Premiums paid in advance

Other product segments

Other
$2.54M+27.5%

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$6M+50.0%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's premiums paid in advance — premiums paid in advance?
Citizens (CIA) reported premiums paid in advance — premiums paid in advance of $27.14M in Q1 2026.
How has Citizens's premiums paid in advance — premiums paid in advance changed year-over-year?
Citizens's premiums paid in advance — premiums paid in advance decreased by 9.4% year-over-year, from $29.97M to $27.14M.
What is the long-term trend for Citizens's premiums paid in advance — premiums paid in advance?
Over 3 years (2022 to 2025), Citizens's premiums paid in advance — premiums paid in advance has grown at a -7.6% compound annual growth rate (CAGR), from $145.46M to $114.76M.
What does premiums paid in advance — premiums paid in advance mean?
This metric tracks the total amount of premiums collected from policyholders that relate to future coverage periods. It is a measure of deferred revenue and represents the company's obligation to provide future insurance services. A growing balance indicates strong future revenue potential and sustained customer commitment.