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Citizens CIA Unearned premiums

Unearned premiums at other companies

Aflac logo
AflacAFL
$1.32B-2.9%
Globe Life logo
Globe LifeGL
$285.76M+4.3%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$1.07B+5.2%
American International Group logo
American International GroupAIG
$18.92B+4.6%
Hamilton Insurance Group, Ltd. logo
Hamilton Insurance Group, Ltd.HG
$1.58B+18.4%
CNO Financial Group logo
CNO Financial GroupCNO

Segments

By product

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Other$2.54M+27.5%

Other financials

Income statement

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Revenue$59.7M+7.3%
Net income$2.3M+240%
EPS (diluted)$0.04+233%

Balance sheet

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Cash & equivalents$18.5M+0.9%
Total debt$7.4M-5.5%
Total equity$238.7M+9.4%
Total assets$1.7B+2.2%

Cash flow

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Operating cash flow-$323.0K-143%
CapEx$326.0K+205%
Free cash flow-$649.0K-201%

Valuation

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Market cap$300.79M+65.2%
P/E16.3×-4.5×
P/S1.2×+0.4×

Profitability

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Net margin7.1%+3.5pp
FCF margin6.3%-4.1pp

Returns & leverage

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Return on equity8.1%+3.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Citizens’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Citizens's unearned premiums?
Citizens (CIA) reported unearned premiums of $29.68M in Q1 2026.
How has Citizens's unearned premiums changed year-over-year?
Citizens's unearned premiums decreased by 7.1% year-over-year, from $31.96M to $29.68M.
What is the long-term trend for Citizens's unearned premiums?
Over 5 years (2020 to 2025), Citizens's unearned premiums has grown at a -6.5% compound annual growth rate (CAGR), from $40.61M to $29.06M.
What does unearned premiums mean?
This represents the portion of premiums received that relates to the unexpired period of the insurance policy coverage. It is a liability account that is recognized as revenue proportionally over the remaining term of the policy. It serves as a key indicator of future revenue recognition and the volume of active insurance coverage.