Loans held for sale
Capital One Financial Loans held for sale decreased by 75.5% to $186.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 72.9%, from $686.00M to $186.00M. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows a downward trend with a -22.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher levels indicate active mortgage origination volume, while lower levels may suggest a slowdown in the mortgage banking pipeline.
Detailed definition
These are loans originated by the company with the specific intent to sell them to secondary market investors rather tha...
Peer comparison
Common for banks with mortgage divisions; peers vary based on their focus on mortgage banking vs. portfolio lending.
mortgage_loans_held_for_saleHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.52B | $6.30B | $5.89B | $1.16B | $875.00M | $1.73B | $203.00M | $363.00M | $1.21B | $742.00M | $854.00M | $1.63B | $808.00M | $96.00M | $202.00M | $686.00M | $198.00M | $670.00M | $760.00M | $186.00M |
| QoQ Change | — | -3.4% | -6.5% | -80.4% | -24.2% | +97.6% | -88.3% | +78.8% | +233.6% | -38.7% | +15.1% | +91.0% | -50.5% | -88.1% | +110.4% | +239.6% | -71.1% | +238.4% | +13.4% | -75.5% |
| YoY Change | — | — | — | — | -86.6% | -72.6% | -96.6% | -68.6% | +38.4% | -57.1% | +320.7% | +349.3% | -33.3% | -87.1% | -76.3% | -57.9% | -75.5% | +597.9% | +276.2% | -72.9% |
Loans held for sale at Other Companies
Frequently Asked Questions
- What is Capital One Financial's loans held for sale?
- Capital One Financial (COF) reported loans held for sale of $186.00M in Q1 2026.
- How has Capital One Financial's loans held for sale changed year-over-year?
- Capital One Financial's loans held for sale decreased by 72.9% year-over-year, from $686.00M to $186.00M.
- What is the long-term trend for Capital One Financial's loans held for sale?
- Over 5 years (2020 to 2025), Capital One Financial's loans held for sale has grown at a -22.5% compound annual growth rate (CAGR), from $2.71B to $760.00M.
- What does loans held for sale mean?
- Loans that the company has originated but intends to sell to other investors shortly.