Discontinued — last reported Q3 '19
Current Assets
Loans held for sale
Capital One Financial Loans held for sale increased by 13.4% to $760.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 276.2%, from $202.00M to $760.00M. Over 5 years (FY 2020 to FY 2025), Loans held for sale shows a downward trend with a -22.5% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityVolatile
First reportedQ4 2018
Last reportedQ3 2019
How to read this metric
An increase suggests high mortgage origination volume and active participation in the secondary market, while a decrease may indicate a slowdown in mortgage activity.
Detailed definition
Mortgage loans that the bank has originated with the specific intent of selling them to secondary market investors rathe...
Peer comparison
Common for banks with large mortgage origination businesses; highly sensitive to interest rate environments.
Metric ID:
mortgage_loans_held_for_saleHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $6.52B | $6.30B | $5.89B | $1.16B | $875.00M | $1.73B | $203.00M | $363.00M | $1.21B | $742.00M | $854.00M | $1.63B | $808.00M | $96.00M | $202.00M | $686.00M | $198.00M | $670.00M | $760.00M |
| QoQ Change | — | -3.4% | -6.5% | -80.4% | -24.2% | +97.6% | -88.3% | +78.8% | +233.6% | -38.7% | +15.1% | +91.0% | -50.5% | -88.1% | +110.4% | +239.6% | -71.1% | +238.4% | +13.4% |
| YoY Change | — | — | — | — | -86.6% | -72.6% | -96.6% | -68.6% | +38.4% | -57.1% | +320.7% | +349.3% | -33.3% | -87.1% | -76.3% | -57.9% | -75.5% | +597.9% | +276.2% |
Range$96.00M – $6.52B
CAGR-38.0%
Avg YoY Growth+58.1%
Median YoY Growth-57.9%
Current Streak2 quarters growth
Loans held for sale at Other Companies
Frequently Asked Questions
- What is Capital One Financial's loans held for sale?
- Capital One Financial (COF) reported loans held for sale of $760.00M in Q4 2025.
- How has Capital One Financial's loans held for sale changed year-over-year?
- Capital One Financial's loans held for sale increased by 276.2% year-over-year, from $202.00M to $760.00M.
- What is the long-term trend for Capital One Financial's loans held for sale?
- Over 5 years (2020 to 2025), Capital One Financial's loans held for sale has grown at a -22.5% compound annual growth rate (CAGR), from $2.71B to $760.00M.
- What does loans held for sale mean?
- Loans the bank plans to sell to other investors shortly after originating them.