Operating Expenses

Sales & Marketing

Capital One Financial Sales & Marketing increased by 37.8% to $1.93B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 40.7%, from $1.38B to $1.93B. Over 4 years (FY 2021 to FY 2025), Sales & Marketing shows an upward trend with a 19.6% CAGR.

Analysis

StatementIncome Statement
SectionOperating Expenses
CategoryEfficiency
SignalContext dependent
VolatilityModerate
First reportedQ4 2013
Last reportedQ4 2025

How to read this metric

An increase may signal an aggressive growth strategy, while a decrease might indicate cost-cutting or reduced market investment.

Detailed definition

Selling and marketing expenses include costs associated with advertising, sales force compensation, and promotional acti...

Peer comparison

Common operating expense category; analyzed as a percentage of revenue to gauge marketing efficiency.

Metric ID: selling_and_marketing

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$620.00M$751.00M$999.00M$918.00M$1.00B$978.00M$1.12B$897.00M$886.00M$972.00M$1.25B$1.01B$1.06B$1.11B$1.38B$1.20B$1.35B$1.40B$1.93B
QoQ Change+21.1%+33.0%-8.1%+9.3%-2.5%+14.3%-19.8%-1.2%+9.7%+29.0%-19.5%+5.3%+4.6%+23.5%-12.6%+11.9%+4.3%+37.8%
YoY Change+61.8%+30.2%+11.9%-2.3%-11.7%-0.6%+12.2%+12.6%+20.1%+14.5%+9.6%+19.0%+26.4%+26.1%+40.7%
Range$620.00M$1.93B
CAGR+28.8%
Avg YoY Growth+18.0%
Median YoY Growth+14.5%
Current Streak3 quarters growth

Business Segments

View all
SegmentFY'22FY'23
Credit Card$3.40B$3.40B
Total$4.02B$4.01B

All segment values are derived from annual filings.

Credit Card was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is Capital One Financial's sales & marketing?
Capital One Financial (COF) reported sales & marketing of $1.93B in Q4 2025.
How has Capital One Financial's sales & marketing changed year-over-year?
Capital One Financial's sales & marketing increased by 40.7% year-over-year, from $1.38B to $1.93B.
What is the long-term trend for Capital One Financial's sales & marketing?
Over 4 years (2021 to 2025), Capital One Financial's sales & marketing has grown at a 19.6% compound annual growth rate (CAGR), from $2.87B to $5.88B.
What does sales & marketing mean?
Costs related to promoting products and acquiring or retaining customers.