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ChoiceOne Financial COFS Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

Ally FinancialALLY

$139.89B+4.8%

Huntington BancsharesHBAN

$188.82B+42.5%

Financial InstitutionsFISI

$4.58B+1.7%

Capital City Bank GroupCCBG

$2.49B-5.5%

Pioneer Bancorp, Inc.PBFS

$1.73B+14.4%

Other financials

Income statement

Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

Market cap$490.73M+17.4%

P/E8.8×-49.4×

P/S2.8×-1.2×

Profitability

Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's gross loans?: ChoiceOne Financial (COFS) reported gross loans of $2.95B in Q1 2026.
How has ChoiceOne Financial's gross loans changed year-over-year?: ChoiceOne Financial's gross loans increased by 2.0% year-over-year, from $2.89B to $2.95B.
What is the long-term trend for ChoiceOne Financial's gross loans?: Over 5 years (2020 to 2025), ChoiceOne Financial's gross loans has grown at a 22.8% compound annual growth rate (CAGR), from $1.07B to $2.99B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.