What is ChoiceOne Financial's EV / sales?

ChoiceOne Financial (COFS) reported EV / sales of 2.2× in Q4 2025.

What is the long-term trend for ChoiceOne Financial's EV / sales?

Over 2 years (2023 to 2025), ChoiceOne Financial's EV / sales has grown at a 3.6% compound annual growth rate (CAGR), from 2.1× to 2.2×.

What does EV / sales mean?

Enterprise value at the quarter end divided by trailing-twelve-month revenue. A capital-structure-neutral revenue multiple, useful when earnings are negative.

ChoiceOne Financial COFS EV / sales

EV / sales at other companies

JPMorgan ChaseJPM

5.4×+1.3×

Ally FinancialALLY

2.8×+0.5×

Huntington BancsharesHBAN

4.1×+0.7×

Financial InstitutionsFISI

3×—

Capital City Bank GroupCCBG

1.2×+0.6×

Pioneer Bancorp, Inc.PBFS

2.7×-0.3×

Other financials

Income statement

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Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%

P/E8.8×-49.4×

P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

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Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Calculated from ChoiceOne Financial’s reported figures.

enterprise value/total revenue=2.2×

Based on the most recent quarter.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's EV / sales?: ChoiceOne Financial (COFS) reported EV / sales of 2.2× in Q4 2025.
What is the long-term trend for ChoiceOne Financial's EV / sales?: Over 2 years (2023 to 2025), ChoiceOne Financial's EV / sales has grown at a 3.6% compound annual growth rate (CAGR), from 2.1× to 2.2×.
What does EV / sales mean?: Enterprise value at the quarter end divided by trailing-twelve-month revenue. A capital-structure-neutral revenue multiple, useful when earnings are negative.