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ChoiceOne Financial COFS Interest Income

Interest Income at other companies

Financial Institutions logo
Financial InstitutionsFISI
$283K-63.4%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$38.25M-5.5%
Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$24.41M+15.3%
STB
S&T BancorpSTBA
$115.29M+0.8%
JPMorgan Chase logo
JPMorgan ChaseJPM
——
Huntington Bancshares logo
Huntington BancsharesHBAN
——

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%—

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestAndFeeIncomeLoansAndLeases.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's interest income?
ChoiceOne Financial (COFS) reported interest income of $45.64M in Q1 2026.
How has ChoiceOne Financial's interest income changed year-over-year?
ChoiceOne Financial's interest income increased by 39.8% year-over-year, from $32.64M to $45.64M.
What is the long-term trend for ChoiceOne Financial's interest income?
Over 4 years (2021 to 2025), ChoiceOne Financial's interest income has grown at a 37.3% compound annual growth rate (CAGR), from $48.66M to $172.91M.
What does interest income mean?
Income earned from interest-bearing assets including cash deposits, money market funds, treasury securities, corporate bonds, and customer financing receivables.