What is the long-term trend for ChoiceOne Financial's interest-bearing deposit liabilities?

Over 5 years (2020 to 2025), ChoiceOne Financial's interest-bearing deposit liabilities has grown at a 2.7% compound annual growth rate (CAGR), from $1.2B to $1.36B.

ChoiceOne Financial COFS Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

Ally FinancialALLY

$153.02B+1.1%

Civista BancsharesCIVB

$2.8B+8.0%

Citizens Financial Services, Inc.CZFS

$1.93B+3.9%

Financial InstitutionsFISI

——

Capital City Bank GroupCCBG

——

Pioneer Bancorp, Inc.PBFS

——

Other financials

Income statement

See full

Revenue$42.5M+35.9%

Net income$13.7M+199%

EPS (diluted)$0.91+171%

Balance sheet

See full

Cash & equivalents$84.2M-39.6%

Total debt$2.9M+360%

Total equity$470.0M+10.1%

Total assets$4.4B+2.1%

Cash flow

See full

Operating cash flow-$177.0K+98.1%

CapEx$1.5M+82.5%

Free cash flow-$1.7M+83.4%

Valuation

See full

Market cap$490.73M+17.4%

P/E8.8×-49.4×

P/S2.8×-1.2×

Profitability

See full

Net margin32.3%+25.3pp

FCF margin19.5%—

Returns & leverage

See full

Return on equity12.4%+10.2pp

Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about ChoiceOne Financial's interest-bearing deposit liabilities.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is ChoiceOne Financial's interest-bearing deposit liabilities?: ChoiceOne Financial (COFS) reported interest-bearing deposit liabilities of $1.43B in Q1 2026.
How has ChoiceOne Financial's interest-bearing deposit liabilities changed year-over-year?: ChoiceOne Financial's interest-bearing deposit liabilities decreased by 46.6% year-over-year, from $2.67B to $1.43B.
What is the long-term trend for ChoiceOne Financial's interest-bearing deposit liabilities?: Over 5 years (2020 to 2025), ChoiceOne Financial's interest-bearing deposit liabilities has grown at a 2.7% compound annual growth rate (CAGR), from $1.2B to $1.36B.