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ChoiceOne Financial COFS Payments To Acquire Reserve Bank Stock

Payments To Acquire Reserve Bank Stock at other companies

Plumas Bancorp logo
Plumas BancorpPLBC
$2K-33.3%
FB Financial logo
FB FinancialFBK
$161K
Bank First Corporation logo
Bank First CorporationBFC
$4M
Eagle Bancorp logo
Eagle BancorpEGBN
-$208K-377%
SBC
Seacoast Banking Corporation of FloridaSBCF
$15.69M-21.6%
Chemung Financial logo
Chemung FinancialCHMG
$7.04M-14.6%

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept cofs:PaymentsToAcquireReserveBankStock.

The official record: ChoiceOne Financial’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's payments to acquire reserve bank stock?
ChoiceOne Financial (COFS) reported payments to acquire reserve bank stock of $0 in Q4 2025.
How has ChoiceOne Financial's payments to acquire reserve bank stock changed year-over-year?
ChoiceOne Financial's payments to acquire reserve bank stock decreased by 100.0% year-over-year, from $60.5K to $0.
What does payments to acquire reserve bank stock mean?
Captures the cash outflows for the purchase of required capital stock in the regional Federal Reserve Bank. Member banks must hold this stock as a regulatory requirement based on their own capital and surplus. This metric reflects the bank's regulatory compliance obligations and its status as a member of the Federal Reserve System.