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ChoiceOne Financial COFS Real Estate Owned, Transfer to Real Estate Owned

Real Estate Owned, Transfer to Real Estate Owned at other companies

Pioneer Bancorp, Inc. logo
Pioneer Bancorp, Inc.PBFS
$80K-46.2%
Civista Bancshares logo
Civista BancsharesCIVB
$209K
Provident Financial Services logo
Provident Financial ServicesPFS
$0

Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:TransferToOtherRealEstate.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's real estate owned, transfer to real estate owned?
ChoiceOne Financial (COFS) reported real estate owned, transfer to real estate owned of $0 in Q1 2026.
How has ChoiceOne Financial's real estate owned, transfer to real estate owned changed year-over-year?
ChoiceOne Financial's real estate owned, transfer to real estate owned decreased by 100.0% year-over-year, from $157K to $0.
What is the long-term trend for ChoiceOne Financial's real estate owned, transfer to real estate owned?
Over 4 years (2021 to 2025), ChoiceOne Financial's real estate owned, transfer to real estate owned has grown at a 30.7% compound annual growth rate (CAGR), from $520K to $1.52M.
What does real estate owned, transfer to real estate owned mean?
Measures the carrying value of loans transferred to Other Real Estate Owned (OREO) following foreclosure proceedings. A high volume of transfers indicates potential credit quality deterioration within the loan portfolio.