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ChoiceOne Financial COFS Trust Income

Trust Income at other companies

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Other financials

Income statement

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Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

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Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

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Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

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Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

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Net margin32.3%+25.3pp
FCF margin19.5%—

Returns & leverage

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Return on equity12.4%+10.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept cofs:TrustIncome.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ChoiceOne Financial's trust income?
ChoiceOne Financial (COFS) reported trust income of $692K in Q1 2026.
How has ChoiceOne Financial's trust income changed year-over-year?
ChoiceOne Financial's trust income increased by 36.8% year-over-year, from $506K to $692K.
What is the long-term trend for ChoiceOne Financial's trust income?
Over 4 years (2021 to 2025), ChoiceOne Financial's trust income has grown at a 33.7% compound annual growth rate (CAGR), from $790K to $2.53M.
What does trust income mean?
This represents fees and commissions earned from providing fiduciary, trust, and estate management services to clients. It reflects the institution's ability to generate stable, fee-based revenue streams that are independent of interest rate fluctuations.