Skip to content
OpenCapital
Get started

ChoiceOne Financial COFS Fee income

Fee income at other companies

SMB
SmartFinancialSMBK
$1K-99.9%

Other financials

Income statement

See full
Revenue$42.5M+35.9%
Net income$13.7M+199%
EPS (diluted)$0.91+171%

Balance sheet

See full
Cash & equivalents$84.2M-39.6%
Total debt$2.9M+360%
Total equity$470.0M+10.1%
Total assets$4.4B+2.1%

Cash flow

See full
Operating cash flow-$177.0K+98.1%
CapEx$1.5M+82.5%
Free cash flow-$1.7M+83.4%

Valuation

See full
Market cap$490.73M+17.4%
P/E8.8×-49.4×
P/S2.8×-1.2×

Profitability

See full
Net margin32.3%+25.3pp
FCF margin19.5%—

Returns & leverage

See full
Return on equity12.4%+10.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by ChoiceOne Financial in its filing.

Tagged under the XBRL concept us-gaap:InsuranceCommissionsAndFees.

The official record: ChoiceOne Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about ChoiceOne Financial's fee income.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is ChoiceOne Financial's fee income?
ChoiceOne Financial (COFS) reported fee income of $551K in Q1 2026.
How has ChoiceOne Financial's fee income changed year-over-year?
ChoiceOne Financial's fee income increased by 86.8% year-over-year, from $295K to $551K.
What is the long-term trend for ChoiceOne Financial's fee income?
Over 4 years (2021 to 2025), ChoiceOne Financial's fee income has grown at a 25.7% compound annual growth rate (CAGR), from $765K to $1.91M.
What does fee income mean?
This represents income generated from the sale of insurance products or related advisory services offered by the bank. It serves as a diversified, noninterest revenue stream that leverages the bank's existing customer relationships. Increasing this income indicates successful cross-selling strategies and expansion into fee-based financial services.