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Consumer Portfolio Services CPSS Proceeds from secured term loan

Proceeds from secured term loan at other companies

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Credit AcceptanceCACC
$251M-61.4%
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
$543.51M+92.1%
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Onity GroupONIT
$491.8M
UWM Holdings logo
UWM HoldingsUWMC
$86.72M-2.3%

Other financials

Income statement

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Revenue$112.3M+5.1%
Net income$5.5M+18.0%
EPS (diluted)$0.24+26.3%

Balance sheet

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Cash & equivalents$185.4M+1.1%
Total debt$698.6M+24.3%
Total equity$314.4M+5.3%
Total assets$4.1B+10.3%

Cash flow

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Operating cash flow$83.8M+13.4%
CapEx$796.0K+69.0%
Free cash flow$83.0M+13.1%

Valuation

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Market cap$208.74M-2.5%
Enterprise value$721.88M+13.1%
P/E10.4×-0.7×
P/S0.5×0.0×

Profitability

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Net margin4.6%-0.1pp
FCF margin67.7%+5.5pp

Returns & leverage

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Return on equity6.6%-0.1pp
Debt / equity2.2×+0.3×

Where this comes from

Reported directly by Consumer Portfolio Services in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromIssuanceOfSecuredDebt.

The official record: Consumer Portfolio Services’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Consumer Portfolio Services's proceeds from secured term loan?
Consumer Portfolio Services (CPSS) reported proceeds from secured term loan of $345.61M in Q1 2026.
How has Consumer Portfolio Services's proceeds from secured term loan changed year-over-year?
Consumer Portfolio Services's proceeds from secured term loan decreased by 21.9% year-over-year, from $442.42M to $345.61M.
What is the long-term trend for Consumer Portfolio Services's proceeds from secured term loan?
Over 4 years (2021 to 2025), Consumer Portfolio Services's proceeds from secured term loan has grown at a 10.7% compound annual growth rate (CAGR), from $1.11B to $1.67B.
What does proceeds from secured term loan mean?
This represents the cash inflows from the issuance of debt instruments collateralized by the company's finance receivables. It is a critical funding mechanism used to finance the acquisition of new loan contracts. This metric highlights the company's access to capital markets and its reliance on asset-backed financing.