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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin4.6%+0.1pp4.4%-0.1pp4.5%-0.1pp4.6%-0.1pp4.7%-0.2pp
Returns
Return on equity6.6%6.6%-0.1pp6.7%0.0pp6.7%
Return on invested capital24.4%-9.4pp33.8%-4.5pp38.3%+2.4pp35.8%+8.4pp27.4%-8.4pp
Efficiency
Asset turnover0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Leverage
Debt-to-equity2.2×+0.5×1.7×0.0×1.7×-0.2×1.9×0.0×1.9×
Net debt / EBITDA1.9×+0.6×1.3×-0.1×1.5×-0.3×1.7×+0.1×1.6×-0.2×
Per Share
Book value per share$13.36+3.9%$12.85+0.5%$12.79+2.0%$12.54+2.2%$12.27
Valuation
Market capitalization$208.74M-2.5%$205.92M+22.7%$167.79M-21.2%$213.01M+14.6%$185.91M-20.0%
Price / earnings10.4×-0.7×10.7×+2.0×8.6×-2.4×11×+1.3×9.6×-2.5×
Price / sales0.5×0.0×0.5×+0.1×0.4×-0.1×0.5×0.0×0.5×-0.1×
Price / book0.7×0.0×0.7×+0.1×0.5×-0.2×0.7×+0.1×0.6×
EV / EBITDA2.7×+0.1×2.1×0.0×2.1×-0.5×2.6×+0.2×2.4×-0.5×

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Questions, answered.

Where do Consumer Portfolio Services's ratios come from?
Every ratio is computed from Consumer Portfolio Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.