Citizens Financial Services, Inc. CZFS Expenses Benefit Associated With Split Dollar Benefit

Expenses Benefit Associated With Split Dollar Benefit at other companies

Wells Fargo & CompanyWFC

$9.59B+1.3%

Alerus Financial CorporationALRS

$3.13M-19.4%

Great Southern BancorpGSBC

$3.98M+1.4%

Orange County BancorpOBT

$2.88M+32.2%

Fifth Third BankFITB

$1.41B+88.0%

Cullen/Frost BankersCFR

$39.69M+6.3%

Questions, answered.

What is Citizens Financial Services, Inc.'s expenses benefit associated with split dollar benefit?

Citizens Financial Services, Inc. (CZFS) reported expenses benefit associated with split dollar benefit of -$51K in Q4 2025.

How has Citizens Financial Services, Inc.'s expenses benefit associated with split dollar benefit changed year-over-year?

Citizens Financial Services, Inc.'s expenses benefit associated with split dollar benefit increased by 46.9% year-over-year, from -$96K to -$51K.

What is the long-term trend for Citizens Financial Services, Inc.'s expenses benefit associated with split dollar benefit?

Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s expenses benefit associated with split dollar benefit has grown at a 76.2% compound annual growth rate (CAGR), from $3K to -$51K.

What does expenses benefit associated with split dollar benefit mean?

This captures the net impact of expenses or benefits related to split-dollar life insurance arrangements between the bank and its executives. These arrangements involve sharing the costs and benefits of life insurance policies. Tracking this helps investors understand the impact of executive compensation and benefit structures on the bank's non-interest expenses.