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Dave, Inc. DAVE Service Based Revenue — Revenue

Other product segments

Processing And Overdraft Service Fees Net
$133.59M
Subscriptions
$13.95M+105%
Interchange Revenue Net
$6.2M+5.4%
Transaction Based Revenue Other Net
$3.97M+15.0%
Atm Revenue Net
$659K-17.0%
Other
$54K-40.0%
Tips
$0-100%

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Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4B+113%
Enterprise value$3.86B+95.8%
P/E17.8×-18.0×
P/S6.6×+1.7×

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s service based revenue — revenue?
Dave, Inc. (DAVE) reported service based revenue — revenue of $147.59M in Q1 2026.
How has Dave, Inc.'s service based revenue — revenue changed year-over-year?
Dave, Inc.'s service based revenue — revenue increased by 50.8% year-over-year, from $97.85M to $147.59M.
What is the long-term trend for Dave, Inc.'s service based revenue — revenue?
Over 4 years (2021 to 2025), Dave, Inc.'s service based revenue — revenue has grown at a 37.7% compound annual growth rate (CAGR), from $142.18M to $511.91M.
What does service based revenue — revenue mean?
This metric represents the total gross income generated from the company's core service-based offerings, excluding interest income or other non-service revenue streams. It reflects the scale and adoption of the platform's value-added financial tools, such as overdraft protection, credit building, and gig-finding services. Growth in this figure indicates successful monetization of the user base through transaction-based or subscription-style financial service fees.