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Encore Capital Group ECPG Cumulative Cost Basis

Cumulative Cost Basis at other companies

EFC
Ellington Financial Inc.EFC
$1.02B+46.2%
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Other financials

Income statement

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Revenue$491.9M+11.3%
Operating income$186.9M+24.0%
Net income$64.0M+9.0%
EPS (diluted)$2.81+12.9%

Balance sheet

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Cash & equivalents$182.9M+5.8%
Total debt$4.2B+5.4%
Total equity$1.1B+20.4%
Total assets$5.6B+7.2%

Cash flow

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Operating cash flow$82.3M+81.8%
CapEx$8.4M+32.6%
Free cash flow$77.5M+102%

Valuation

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Market cap$2.08B+138%
Enterprise value$6.07B+30.1%
P/E6.9×
P/S1.1×+0.5×

Profitability

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Operating margin37.7%
Net margin15.9%+12.4pp
FCF margin9%+0.2pp

Returns & leverage

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Return on equity30.5%+24.7pp
Debt / equity3.9×-0.6×

Where this comes from

Reported directly by Encore Capital Group in its filing.

Tagged under the XBRL concept us-gaap:PropertyPlantAndEquipmentGross.

The source filing: Encore Capital Group’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 5:20 PM EST
Fiscal year
FY2025
Accession
0001084961-26-000009
Line itemDecember 31,2025December 31,2024
Computer equipment and software$210,861$188,487
Leasehold improvements40,81038,769
Furniture, fixtures and equipment22,28221,373
Construction in process9,49414,588
Other1,5181,472
284,965264,689
Less: accumulated depreciation(202,885)(184,092)
$82,080$80,597

Item 16—Form 10-K Summary

FAQ

What is Encore Capital Group's cumulative cost basis?
Encore Capital Group (ECPG) reported cumulative cost basis of $284.97M in Q4 2025.
How has Encore Capital Group's cumulative cost basis changed year-over-year?
Encore Capital Group's cumulative cost basis increased by 7.7% year-over-year, from $264.69M to $284.97M.
What is the long-term trend for Encore Capital Group's cumulative cost basis?
Over 5 years (2020 to 2025), Encore Capital Group's cumulative cost basis has grown at a 2.1% compound annual growth rate (CAGR), from $257M to $284.97M.
What does cumulative cost basis mean?
The aggregate historical cost basis of assets or liabilities before adjustments for fair value, impairment, or amortization.

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