Essent Group ESNT Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Mortgage Insurance | $265.34M+37.9% | $192.37M-31.9% | $282.56M-2.5% | $289.82M+9.1% | $265.57M+44.5% | |
| Reinsurance | $35.95M— | —— | —— | —— | $23.53M-3.0% | |
| Net premiums earned by Business | ||||||
| Mortgage Insurance | $215.66M+28.7% | $167.58M-27.7% | $231.63M-1.0% | $233.91M+7.2% | $218.12M+37.2% | |
| Reinsurance | $29.31M— | —— | —— | —— | $15.73M-8.6% | |
| Realized investment gains (losses), net by Business | ||||||
| Mortgage Insurance | -$188K+13.8% | -$218K+48.9% | -$427K-244% | -$124K-22.8% | -$101K+15.8% | |
| Reinsurance | $0— | —— | —— | —— | $0— | |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest by Business | ||||||
| Mortgage Insurance | $190.11M+70.8% | $111.32M-45.5% | $204.2M-14.3% | $238.21M+22.8% | $193.91M+66.9% | |
| Reinsurance | $15.55M— | —— | —— | —— | $20.86M— | |
| Net investment income by Business | ||||||
| Mortgage Insurance | $42.36M+49.8% | $28.27M-43.0% | $49.57M+1.4% | $48.89M+14.3% | $42.79M+56.6% | |
| Reinsurance | $4.67M— | —— | —— | —— | $4.84M+2.6% | |
| Other income by Business | ||||||
| Mortgage Insurance | $1.74M— | —— | $2.39M-32.1% | $3.52M+128% | $1.55M— | |
| Reinsurance | $1.97M— | —— | —— | —— | $2.95M+27.6% | |
| Operating expenses after allocations by Business | ||||||
| Mortgage Insurance | $37.61M— | —— | —— | —— | $40.94M+9.2% | |
| Reinsurance | $10.48M— | —— | —— | —— | $2.67M+11.5% | |
| Income from other invested assets by Business | ||||||
| Mortgage Insurance | $5.76M+182% | $2.04M+438% | -$605K-117% | $3.62M+12.8% | $3.21M+9.7% | |
| Reinsurance | $0— | —— | —— | —— | $0— | |
| Other underwriting and operating expenses by Business | ||||||
| Mortgage Insurance | $26.07M+683% | $3.33M-90.3% | $34.18M-5.7% | $36.25M+28.9% | $28.13M— | |
| Reinsurance | $9.93M— | —— | —— | —— | $2.46M+11.9% | |
| Acquisition Costs, Net by Business | ||||||
| Mortgage Insurance | $7.38M— | —— | —— | —— | $6.43M— | |
| Reinsurance | -$6.74M— | —— | —— | —— | -$357K— | |
| Premium and other taxes by Business | ||||||
| Mortgage Insurance | $5.99M-0.2% | $6M-0.2% | $6.02M+0.3% | $6M+7.8% | $5.56M-5.9% | |
| Reinsurance | $18K— | —— | —— | —— | $11K-21.4% | |
| Interest Expense by Business | ||||||
| Mortgage Insurance | $0— | $0— | $0— | $0— | $0— | |
| Reinsurance | $0— | —— | —— | —— | $0— | |
| Compensation and benefits by Business | ||||||
| Mortgage Insurance | $16.62M+49.2% | $11.14M-32.8% | $16.57M-1.3% | $16.79M-9.8% | $18.61M+34.2% | |
| Reinsurance | $2.19M— | —— | —— | —— | $1.28M+22.8% | |
| Provision for losses and LAE by Business | ||||||
| Mortgage Insurance | $37.62M-31.7% | $55.12M+24.8% | $44.18M+188% | $15.36M-50.0% | $30.72M-17.5% | |
| Reinsurance | $9.93M— | —— | —— | —— | $3K-53.8% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does Essent Group break its business down?
- Essent Group (ESNT) reports revenue by business across 2 parts — Mortgage Insurance and Reinsurance. Each is extracted from the segment footnotes and tracked over time.
- Where does Essent Group's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Essent Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.