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Esquire Financial Holdings, Inc. ESQ Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

National Bank Holdings logo
National Bank HoldingsNBHC
$104.8M+37.0%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$158.9M+11.6%
Customers Bancorp logo
Customers BancorpCUBI
$167.98M+20.7%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$79.51M-21.3%
Banc of California logo
Banc of CaliforniaBANC
$241.82M+8.4%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$991.03M+32.8%
Enterprise value$771.22M+33.8%
P/E19.2×+2.6×
P/S6.5×+0.7×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s net interest income (after provisions)?
Esquire Financial Holdings, Inc. (ESQ) reported net interest income (after provisions) of $31.3M in Q1 2026.
How has Esquire Financial Holdings, Inc.'s net interest income (after provisions) changed year-over-year?
Esquire Financial Holdings, Inc.'s net interest income (after provisions) increased by 19.9% year-over-year, from $26.11M to $31.3M.
What is the long-term trend for Esquire Financial Holdings, Inc.'s net interest income (after provisions)?
Over 4 years (2021 to 2025), Esquire Financial Holdings, Inc.'s net interest income (after provisions) has grown at a 32.1% compound annual growth rate (CAGR), from $36.75M to $111.81M.
What does net interest income (after provisions) mean?
Represents net interest income adjusted for the provision for credit losses, which accounts for expected future defaults in the loan portfolio. This metric provides a more accurate view of the bank's net earnings potential after accounting for the inherent risk of its lending activities. It is a critical measure of the quality and sustainability of the bank's interest-based revenue.