Fair Isaac FICO Ratios & Valuation
| TTM Q2 '26 | TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 331%+3.3pp | 327.7%+2.7pp | 325%+2.5pp | 322.5%+2.4pp | 320.1%+1.1pp | |
| Operating margin | 190.2%+6.2pp | 184%+4.6pp | 179.4%+3.7pp | 175.7%+3.4pp | 172.2%+1.2pp | |
| Net margin | 131.1%+2.3pp | 128.8%+1.2pp | 127.6%+2.9pp | 124.7%+3.9pp | 120.8%+1.4pp | |
| Returns | ||||||
| Return on invested capital | 252.7%+13.8pp | 239%+12.6pp | 226.4%+12.6pp | 213.8%+12.1pp | 201.7%+5.3pp | |
| Efficiency | ||||||
| Asset turnover | 4.5×+0.1× | 4.4×+0.1× | 4.3×+0.1× | 4.2×+0.1× | 4.2×0.0× | |
| Liquidity | ||||||
| Current ratio | 4.9×+0.1× | 4.8×-0.9× | 5.7×-0.8× | 6.5×-1.0× | 7.4×+0.1× | |
| Leverage | ||||||
| Net debt / EBITDA | 12.1×+0.1× | 12.1×+0.1× | 11.9×+0.3× | 11.6×+0.1× | 11.6×+0.1× | |
| Per Share | ||||||
| Book value per share | -$291.91-17.3% | -$248.95-13.5% | -$219.32-17.5% | -$186.63-14.6% | -$162.92-11.1% | |
| Valuation | ||||||
| Market capitalization | $148.22B-11.8% | $167.98B-4.8% | $176.37B-6.4% | $188.35B+5.6% | $178.4B+8.6% | |
| Price / earnings | 223.5×-44.8× | 268.3×-28.1× | 296.4×-38.3× | 334.7×-3.1× | 337.8×+13.6× | |
| Price / sales | 73×-13.3× | 86.3×-7.9× | 94.2×-9.8× | 104×+2.0× | 102×+5.2× | |
| EV / EBITDA | 164.8×-32.5× | 197.2×-22.0× | 219.2×-25.6× | 244.8×+0.5× | 244.2×+10.4× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Fair Isaac's profit margins?
- Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
- Where do Fair Isaac's ratios come from?
- Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
