Fair Isaac FICO Ratios & Valuation
| TTM Q2 '26 | TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 331%+10.9pp | 327.7%+8.7pp | 325%+6.7pp | 322.5%+4.4pp | 320.1%+2.5pp | |
| Operating margin | 190.2%+17.9pp | 184%+12.9pp | 179.4%+9.1pp | 175.7%+5.6pp | 172.2%+3.2pp | |
| Net margin | 131.1%+10.3pp | 128.8%+9.3pp | 127.6%+9.6pp | 124.7%+8.2pp | 120.8%+4.8pp | |
| Returns | ||||||
| Return on invested capital | 252.7%+51.1pp | 239%+42.6pp | 226.4%+37.0pp | 213.8%+28.6pp | 201.7%+18.3pp | |
| Efficiency | ||||||
| Asset turnover | 4.5×+0.3× | 4.4×+0.3× | 4.3×+0.2× | 4.2×+0.2× | 4.2×+0.2× | |
| Liquidity | ||||||
| Current ratio | 4.9×-2.5× | 4.8×-2.5× | 5.7×-1.2× | 6.5×-0.3× | 7.4×+1.1× | |
| Leverage | ||||||
| Net debt / EBITDA | 12.1×+0.6× | 12.1×+0.6× | 11.9×+0.4× | 11.6×+0.1× | 11.6×0.0× | |
| Per Share | ||||||
| Book value per share | -$291.91-79.2% | -$248.95-69.8% | -$219.32-69.3% | -$186.63-57.8% | -$162.92-44.3% | |
| Valuation | ||||||
| Market capitalization | $148.22B-16.9% | $167.98B+2.2% | $176.37B+21.9% | $188.35B+59.1% | $178.4B+75.8% | |
| Price / earnings | 223.5×-114× | 268.3×-55.9× | 296.4×-2.3× | 334.7×+79.1× | 337.8×+111× | |
| Price / sales | 73×-29.0× | 86.3×-10.6× | 94.2×+6.0× | 104×+29.5× | 102×+36.2× | |
| EV / EBITDA | 164.8×-79.5× | 197.2×-36.6× | 219.2×+4.5× | 244.8×+61.4× | 244.2×+80.4× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Fair Isaac's profit margins?
- Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
- Where do Fair Isaac's ratios come from?
- Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
