Fair Isaac FICO Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Gross margin | 325%+6.7pp | 318.3%+4.4pp | 313.9%+2.7pp | 311.2%+17.1pp | |
| Operating margin | 179.4%+9.1pp | 170.3%+5.4pp | 164.9%+4.8pp | 160.1%+33.4pp | |
| Net margin | 127.6%+9.6pp | 118%+6.6pp | 111.3%-3.8pp | 115.1%+17.0pp | |
| Returns | |||||
| Return on invested capital | 226.4%+37.0pp | 189.4%+11.4pp | 178%+10.8pp | 167.2%+31.3pp | |
| Efficiency | |||||
| Asset turnover | 4.3×+0.2× | 4.1×+0.2× | 3.9×+0.3× | 3.6×+0.2× | |
| Liquidity | |||||
| Current ratio | 5.7×-1.2× | 6.8×+1.1× | 5.7×+0.3× | 5.4×+1.0× | |
| Leverage | |||||
| Net debt / EBITDA | 11.9×+0.4× | 11.6×-0.5× | 12×-0.3× | 12.3×+4.1× | |
| Per Share | |||||
| Book value per share | -$219.32-69.3% | -$129.56-11.0% | -$116.75-8.2% | -$107.87-670% | |
| Valuation | |||||
| Market capitalization | $176.37B+21.9% | $144.69B+95.0% | $74.18B+69.7% | $43.73B-18.6% | |
| Price / earnings | 296.4×-2.3× | 298.7×+116× | 182.8×+70.6× | 112.1×-59.6× | |
| Price / sales | 94.2×+6.0× | 88.2×+37.2× | 50.9×+18.6× | 32.3×-8.1× | |
| EV / EBITDA | 219.2×+4.5× | 214.7×+82.8× | 131.9×+42.2× | 89.7×-42.7× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Fair Isaac's profit margins?
- Fair Isaac (FICO) runs a 84.2% gross margin and a 50.4% operating margin, with a 33.7% net margin.
- Where do Fair Isaac's ratios come from?
- Every ratio is computed from Fair Isaac's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
