FinWise Bancorp FINW Traditional Banking — Provision for (Reversal of) Credit Losses

Other segment segments

BaaS

$7.98M—

Treasury and Administration

$0—

Similar metrics at other companies

EWBCCommercial Banking — Provision for (reversal of) credit losses

$27.01M-33.8%

BCALReversal of provision for credit losses

-$381K+89.9%

ABCBBanking Division — Provision for Credit Losses

$11.85M-27.8%

ACNBBanking — Reversal of provision for credit losses and unfunded commitments

-$89K-102%

UBCPBanking — Credit Loss Expense Reversal

$30K-68.8%

BMRCCommunity Banking Segment — Provision (Reversal)

$0-100%

Other financials

Income statement

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Revenue$42.7M+93.4%

Net income$2.7M-14.2%

EPS (diluted)$0.20-13.0%

Balance sheet

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Cash & equivalents$96.9M-19.4%

Total debt$4.4M-16.9%

Total equity$196.6M+10.9%

Total assets$899.4M+11.9%

Cash flow

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Operating cash flow$19.7M+191%

CapEx$21.0K-82.1%

Free cash flow$19.7M+191%

Valuation

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Market cap$198.74M+7.6%

P/E12.7×-0.9×

P/S1.3×-0.8×

Profitability

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Net margin10.3%-4.7pp

FCF margin-14.7%-40.8pp

Returns & leverage

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Return on equity8.4%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by FinWise Bancorp in its filing.

Tagged under the XBRL concept finw:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossExpenseReversalIncludingUnfundedCommitments.

The official record: FinWise Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FinWise Bancorp's traditional banking — provision for (reversal of) credit losses?: FinWise Bancorp (FINW) reported traditional banking — provision for (reversal of) credit losses of $2.6M in Q1 2026.
What does traditional banking — provision for (reversal of) credit losses mean?: Reflects the periodic expense or reversal recorded to maintain the allowance for credit losses at a level adequate to cover estimated losses in the loan portfolio. This metric is a critical indicator of the bank's credit risk management and the perceived quality of its loan assets.