What is FinWise Bancorp's revenue?

FinWise Bancorp (FINW) generated $151.3M in revenue over the trailing twelve months, up 80.5% year over year.

Is FinWise Bancorp profitable?

FinWise Bancorp reported $15.6M in net income over the trailing twelve months, a 10.3% net margin.

What is FinWise Bancorp's earnings per share?

FinWise Bancorp's diluted EPS over the trailing twelve months is $1.10.

Where does FinWise Bancorp's income statement data come from?

Every line is extracted from FinWise Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

FinWise Bancorp FINW Income Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Net interest income	$72.18M+22.5%	$58.91M+8.0%	$54.56M+7.2%	$50.9M+6.1%
Net interest income after provision for credit losses	$33.61M-29.0%	$47.34M+10.3%	$42.92M+14.8%	$37.38M-6.4%
Total noninterest income	$58.48M+160%	$22.49M+7.8%	$20.86M-44.2%	$37.41M+17.5%
Total interest income	$92.48M+24.4%	$74.35M+15.2%	$64.53M+23.3%	$52.33M+6.3%
Total revenue	$130.67M+60.5%	$81.4M+7.9%	$75.42M-14.6%	$88.31M+10.6%
Total interest expense (banking)	$20.3M+31.4%	$15.44M+54.8%	$9.97M+597%	$1.43M+25.8%
Compensation and benefits	$42.29M+20.1%	$35.21M+36.7%	$25.75M+5.2%	$24.49M+12.6%
Occupancy and equipment	$1.88M-13.8%	$2.18M-34.2%	$3.31M+43.8%	$2.3M+161%
Professional fees	$3.63M-23.4%	$4.74M-4.5%	$4.96M-9.0%	$5.45M—
Depreciation and amortization	$4.86M-8.0%	$5.29M+38.8%	$3.81M+80.9%	$2.11M+103%
Provision for credit losses	——	——	$11.64M-13.9%	$13.52M+66.4%
Other operating expenses	$12.79M+19.5%	$10.71M+63.7%	$6.54M+36.8%	$4.78M-2.9%
Total noninterest expense	$70.33M+33.1%	$52.84M+32.2%	$39.97M+3.1%	$38.76M+31.3%
Interest expense	$20.3M+31.4%	$15.44M+54.8%	$9.98M+596%	$1.43M+13.4%
Interest income	$87.09M+26.4%	$68.89M+17.9%	$58.45M+14.7%	$50.94M+3.7%
Other income (expense), net	——	——	——	——
Income before income taxes	$21.76M+28.1%	$16.99M-28.7%	$23.81M-33.9%	$36.03M-14.8%
Income tax expense	$5.67M+33.5%	$4.25M-33.1%	$6.35M-41.8%	$10.92M+2.1%
Net income	$16.09M+26.3%	$12.74M-27.0%	$17.46M-30.5%	$25.12M-20.5%
Net margin	12.3%-3.3pp	15.7%-7.5pp	23.1%-5.3pp	28.4%-11.1pp
Diluted earnings per share	$1.13+21.5%	$0.93-30.1%	$1.33-29.3%	$1.88-42.2%
Basic earnings per share	$1.20+22.4%	$0.98-29.0%	$1.38-29.6%	$1.96-43.0%
Weighted-average shares, diluted	54.1M+2.8%	52.6M+1.3%	51.9M-3.2%	53.7M+53.7%
Weighted-average shares, basic	51.2M+1.6%	50.4M+0.4%	50.2M-1.6%	51M+53.6%
Accretion (Amortization) of Discounts and Premiums, Investments	——	——	——	——
Pre-tax stock-based compensation cost	——	——	——	——
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation	——	——	——	——
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months	——	——	——	——
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	——	——	——	——
Credit enhancement guarantee expense	$8.53M—	——	——	——
Credit enhancement income	$23.92M+21,453%	$111K—	$0—	——
Credit enhancement servicing expense	$1.22M—	——	——	——
Credit Losses Settled	$1.62M—	——	——	——
Effective tax rates	——	——	——	——
Gains (losses) - FVO: changes in fair value	$1.3M+308%	-$624K—	——	——
Accrued interest receivables written off	——	——	——	——
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest and Off-Balance-Sheet, Credit Loss, Liability, Charge-Off	——	——	——	——
Recoveries	——	——	——	——
Gross charge-offs	$16.41M+29.6%	$12.67M+2.0%	$12.43M—	——
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery	——	——	——	——
Provision for (Reversal of) Credit Losses	$38.57M+233%	$11.57M—	——	——
Provision for credit losses	——	——	——	——
Subsequently default	——	——	——	——
Prior	$669K—	——	——	——
Revolving Loans	$0—	$0—	——	——
Term loan by year, year 4	$1.65M+75.2%	$943K—	——	——
Term loan by year, year 1	$6.61M+74.0%	$3.8M—	——	——
Term loan by year, year 2	$5.51M-4.9%	$5.8M—	——	——
Term loan by year, year 3	$1.45M-18.3%	$1.78M—	——	——
Term loan by year, year 5	$515K—	——	——	——
Recognized interest income	——	——	——	——
Gain Loss On Sale Of Loans And Leases	——	——	——	$11.49M—
Net gains/(losses) on sales of loans	$6.37M+213%	$2.04M+20.9%	$1.68M-84.5%	$10.89M+12.4%
Debt Security, Held-to-Maturity, Sold, Realized Gain (Loss)	——	——	——	——
Income Before Other Operating Expense Allocation	——	——	——	——
Income Taxes Paid, Net	——	——	——	——
Increase (Decrease) in Deferred Income Taxes	——	——	——	——
Increase (Decrease) in Deposits	——	——	——	——
Increase (Decrease) in Other Operating Assets	——	——	$6.45M—	——
Other liabilities	$2.1M+97.2%	$1.07M-87.5%	$8.54M—	——
Add: Weighted-average stock options (in shares)	——	——	——	——
Add - Incremental shares under stock-based compensation plans (in shares)	——	——	——	——
Interchange income	——	——	——	——
Interest and Dividend Income, Operating	$92.48M+24.4%	$74.35M+15.2%	$64.53M+23.3%	$52.33M+6.3%
Interest and Dividend Income, Securities, Operating	$1.49M+66.0%	$897K+165%	$338K+62.5%	$208K+343%
Interest and Fee Income, Loans and Leases	$87.09M+26.4%	$68.89M+17.9%	$58.45M+14.7%	$50.94M+3.7%
Interest Expense, Deposits	$20.3M+31.4%	$15.44M+54.8%	$9.97M+597%	$1.43M+25.8%
Interest Income (Expense), after Provision for Loan Loss	$33.61M-29.0%	$47.34M+10.3%	$42.92M+14.8%	$37.38M-6.4%
Interest Income (Expense), Operating	$72.18M+22.5%	$58.91M+8.0%	$54.56M+7.2%	$50.9M+6.1%
Interest Paid, Excluding Capitalized Interest, Operating Activity	$19.16M+31.5%	$14.57M+54.8%	$9.41M+559%	$1.43M+1.1%
Salaries and benefits	——	——	——	——
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation	$209.57M+50.2%	$139.56M-11.1%	$157.01M—	——
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation	-$126.91M+4.1%	-$132.38M+13.4%	-$152.87M-327%	-$35.83M—
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation	——	-$15.65M-228%	$12.27M-80.2%	$61.89M—
Noncash Change In Credit Enhancement Asset	——	——	——	——
Noninterest Expense	$70.33M+33.1%	$52.84M+32.2%	$39.97M+3.1%	$38.76M+31.3%
Non-interest income	——	——	——	——
Number of operating segments	——	——	——	——
Number of reportable segments	——	——	——	——
Oci Before Reclassifications Before Tax Attributable To Parent	——	——	——	——
Operating lease right-of-use assets amortization expense	$601K-17.6%	$729K-2.5%	$748K-68.0%	$2.34M—
Unrealized gains (losses) on available-for-sale debt securities, tax	——	——	——	——
Other comprehensive loss (Note 13)	——	——	——	——
Cash flow hedges	——	——	——	——
Tax expense on reclassification of realized net derivative loss to net income	——	——	——	——
Cash flow hedges, Gain or (loss) reclassified from accumulated OCI into income	——	——	——	——
Other comprehensive income (loss)	——	——	——	——
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent	——	——	——	——
Other Interest And Dividend Income	$3.9M-14.5%	$4.56M-20.7%	$5.75M+387%	$1.18M+1,834%
Other non-interest expense	——	——	——	——
Other Noncash Income (Expense)	——	——	——	——
Other income, net	——	——	——	——
Payment for Origination and Purchase, Loan, Held-for-Sale	$5.72B+18.4%	$4.83B—	——	——
Payments for (Proceeds from) Federal Home Loan Bank Stock	——	——	——	——
Payments for (Proceeds from) Loans Receivable	$188.18M+190%	$65M-43.4%	$114.9M—	——
Payments to Acquire Property, Plant, and Equipment	$219K—	——	$7.46M+3.4%	$7.21M+209%
Payoffs and paydowns of loans held-for-sale	——	——	——	——
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities	$2.65M-6.6%	$2.84M+54.0%	$1.84M-5.7%	$1.95M+188%
Proceeds From Sale Of Held To Maturity Securities	——	——	——	——
Proceeds from Sale, Loan, Held-for-Investment	——	——	——	——
Proceeds From Sale Of Machinery And Equipment	——	$103K—	——	——
Cash received from option exercises	$481K+1,824%	$25K—	——	——
Total provisions for credit losses	$38.57M+233%	$11.57M-0.6%	$11.64M-13.9%	$13.52M+68.2%
Reclassification from AOCI, Current Period, before Tax, Attributable to Parent	——	——	——	——
Servicing Asset At Amortized Value Additions	——	——	——	——
Servicing Asset At Amortized Value Amortization1	——	——	——	——
Valuation allowance benefit	——	——	——	——
Weighted average constant prepayment rate	——	$0.21+15.9%	$0.18—	——
Discount rate	——	——	——	——
Stock-based compensation	$3.58M+74.9%	$2.05M0.0%	$2.05M+163%	$778K-63.0%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period	——	——	——	——
Forfeited or expired (in shares)	——	——	——	——
Intrinsic value of stock options exercised	——	——	——	——
Exercised (in shares)	——	——	——	——
SBA loan servicing fees, net	-$160K-114%	$1.14M-38.4%	$1.84M—	——
Impairment (recovery) of SBA servicing asset	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period	——	——	——	——
Shares Issued, Value, Share-Based Payment Arrangement, after Forfeiture	——	——	——	——
Stock options exercised, net	——	——	——	——
Strategic Program Fees Including Service Charges	$22.02M+24.0%	$17.76M+11.6%	$15.91M-29.2%	$22.47M+25.1%
Undistributed Earnings Loss Allocated To Participating Securities Basic	——	——	——	——
Valuation Allowance For Impairment Of Recognized Servicing Assets Recoveries	——	——	——	——
Provision charged to expense	——	——	——	——

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Questions, answered.

What is FinWise Bancorp's revenue?: FinWise Bancorp (FINW) generated $151.3M in revenue over the trailing twelve months, up 80.5% year over year.
Is FinWise Bancorp profitable?: FinWise Bancorp reported $15.6M in net income over the trailing twelve months, a 10.3% net margin.
What is FinWise Bancorp's earnings per share?: FinWise Bancorp's diluted EPS over the trailing twelve months is $1.10.
Where does FinWise Bancorp's income statement data come from?: Every line is extracted from FinWise Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.