Skip to content
OpenCapital
Get started

First Bancorp FNLC Weighted-Average Discount Rate

Weighted-Average Discount Rate at other companies

Financial Institutions logo
Financial InstitutionsFISI
5.3%-0.1pp
Center Bancorp logo
Center BancorpCNOB
6%0.0pp

Other financials

Income statement

See full
Revenue$25.1M+15.3%
Net income$9.0M+27.1%
EPS (diluted)$0.80+27.0%

Balance sheet

See full
Cash & equivalents$23.6M-10.7%
Total debt$195.8M+5.6%
Total equity$286.8M+10.4%
Total assets$3.2B+0.4%

Cash flow

See full
Operating cash flow$22.8M+945%
CapEx$526.0K-61.1%
Free cash flow$22.2M+2,587%

Valuation

See full
Market cap$383.94M+43.8%
Enterprise value$556.13M+30.6%
P/E10.6×+1.1×
P/S3.9×+0.7×

Profitability

See full
Net margin37%+3.4pp
FCF margin57.1%+24.5pp

Returns & leverage

See full
Return on equity13.3%+2.1pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationDiscountRate.

The official record: First Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about First Bancorp's weighted-average discount rate.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First Bancorp's weighted-average discount rate?
First Bancorp (FNLC) reported weighted-average discount rate of 4.9% in Q1 2026.
How has First Bancorp's weighted-average discount rate changed year-over-year?
First Bancorp's weighted-average discount rate decreased by 7.4% year-over-year, from 5.3% to 4.9%.
What does weighted-average discount rate mean?
This represents the average interest rate used to calculate the present value of the company's lease liabilities. It reflects the company's incremental borrowing rate or the rate implicit in the leases. This metric is essential for understanding the cost of capital embedded in the company's off-balance-sheet financing arrangements.