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First United FUNC Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$290.1B-28.2%
M&T Bank logo
M&T BankMTB
$14.45B-30.1%
Fulton Financial logo
Fulton FinancialFULT
$751.11M+17.0%
UBS
United BanksharesUBSI
$2.03B-12.4%
First National Corp. logo
First National Corp.FXNC
$165.19M-7.5%
First Bancorp logo
First BancorpFBNC
$462.82M-25.7%

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's interest-bearing deposits in banks and other financial institutions?
First United (FUNC) reported interest-bearing deposits in banks and other financial institutions of $627K in Q1 2026.
How has First United's interest-bearing deposits in banks and other financial institutions changed year-over-year?
First United's interest-bearing deposits in banks and other financial institutions decreased by 61.2% year-over-year, from $1.62M to $627K.
What is the long-term trend for First United's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), First United's interest-bearing deposits in banks and other financial institutions has grown at a -8.4% compound annual growth rate (CAGR), from $2.76M to $1.78M.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.