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First United FUNC Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance

Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$26.8M+36.6%
Financial Institutions logo
Financial InstitutionsFISI
$38.1M+27.2%
First Bancorp logo
First BancorpFNLC
——

Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualNoAllowance.

The official record: First United’s 10-K, filed March 10, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's impaired financing receivable with no related allowance - unpaid principal balance?
First United (FUNC) reported impaired financing receivable with no related allowance - unpaid principal balance of $4.19M in Q4 2025.
What does impaired financing receivable with no related allowance - unpaid principal balance mean?
This metric represents the total unpaid principal balance of loans that have been individually identified as impaired but do not currently require a specific credit loss allowance. It indicates the portion of the loan portfolio where management believes the collateral value or other recovery factors are sufficient to cover the exposure. Monitoring this helps investors assess the bank's risk management effectiveness regarding impaired assets.