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First United FUNC Debit Card Income — Noninterest Income Other

Other product segments

Trust Department
$2.55M+9.9%
Miscellaneous Other Service
$651K+61.1%
Service Charges
$547K0.0%
Bank Owned Life Insurance
$539K+58.1%
Brokerage Commissions
$382K-9.3%
Other Service Charges
$189K-8.3%

Similar metrics at other companies

First Bancorp logo
FNLCDebit card income — Non-interest income
$1.2M+2.6%
Bar Harbor Bankshares logo
BHBDebit Card — Noninterest Income
$2.04M+6.2%
Red River Bancshares, Inc. logo
RRBIDebit card income, net
$916K-7.7%
Bridgewater Bancshares, Inc. logo
BWBNoninterest Income Debit Card Interchange Fees
$201K+46.7%
FRA
FRAFDebit Card Income
$618K+10.8%
Simmons First National logo
SFNCDebit and credit card fees — Non-interest income
$8.5M+0.7%

Other financials

Income statement

See full
Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

See full
Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOther.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's debit card income — noninterest income other?
First United (FUNC) reported debit card income — noninterest income other of $931K in Q1 2026.
How has First United's debit card income — noninterest income other changed year-over-year?
First United's debit card income — noninterest income other increased by 1.1% year-over-year, from $921K to $931K.
What is the long-term trend for First United's debit card income — noninterest income other?
Over 4 years (2021 to 2025), First United's debit card income — noninterest income other has grown at a 2.7% compound annual growth rate (CAGR), from $3.64M to $4.06M.
What does debit card income — noninterest income other mean?
This metric represents miscellaneous non-interest revenue streams generated specifically from debit card operations that are not classified under primary interchange or service fee categories. It captures ancillary income related to card usage, such as network incentives or specific processing adjustments. Monitoring this helps investors understand the diversification of revenue within the bank's payment services segment.