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First United FUNC Other Service Charges — Noninterest Income Other

Other product segments

Trust Department
$2.55M+9.9%
Debit Card Income
$931K+1.1%
Miscellaneous Other Service
$651K+61.1%
Service Charges
$547K0.0%
Bank Owned Life Insurance
$539K+58.1%
Brokerage Commissions
$382K-9.3%

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$3.04M+12.3%
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CFFINoninterest Income Other Service Charges And Fees
$504K+1.2%
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RVSBProduct And Service Other — Noninterest Income Other
$287.5K-33.4%
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$1.07M+287%
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Other financials

Income statement

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Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

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Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

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Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

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Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

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Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

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Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOther.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First United's other service charges — noninterest income other?
First United (FUNC) reported other service charges — noninterest income other of $189K in Q1 2026.
How has First United's other service charges — noninterest income other changed year-over-year?
First United's other service charges — noninterest income other decreased by 8.3% year-over-year, from $206K to $189K.
What is the long-term trend for First United's other service charges — noninterest income other?
Over 4 years (2021 to 2025), First United's other service charges — noninterest income other has grown at a -1.8% compound annual growth rate (CAGR), from $909K to $845K.
What does other service charges — noninterest income other mean?
This metric represents miscellaneous noninterest income generated from ancillary service charges within the specified business segment. It captures revenue streams that are not derived from core interest-bearing activities, reflecting the bank's ability to monetize secondary service offerings. Monitoring this helps investors assess the diversification of the company's fee-based revenue model.