How has First United's provision for loan, lease, and other losses changed year-over-year?

First United's provision for loan, lease, and other losses increased by 34.0% year-over-year, from $656K to $879K.

What is the long-term trend for First United's provision for loan, lease, and other losses?

Over 3 years (2022 to 2025), First United's provision for loan, lease, and other losses has grown at a 63.6% compound annual growth rate (CAGR), from -$627K to $2.74M.

First United FUNC Provision for Loan, Lease, and Other Losses

Provision for Loan, Lease, and Other Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

Truist FinancialTFC

$479M+4.6%

UBS

United BanksharesUBSI

——

First BancorpFBNC

——

First Community CorporationFCCO

——

Bank First CorporationBFC

——

Segments

By segment

See full

Community Banking$879K+34.0%

Other financials

Income statement

See full

Revenue$23.4M+11.9%

Net income$6.7M+14.8%

EPS (diluted)$1.03+15.7%

Balance sheet

See full

Cash & equivalents$89.8M+6.4%

Total debt$51.6M-63.8%

Total equity$205.3M+11.7%

Total assets$2.0B+3.0%

Cash flow

See full

Operating cash flow$13.9M+99.8%

CapEx$908.0K+55.2%

Free cash flow$13.0M+104%

Valuation

See full

Market cap$284.36M+49.5%

Enterprise value$246.13M-13.0%

P/E11.2×+3.2×

P/S3.1×+0.8×

Profitability

See full

Net margin27.8%+0.2pp

FCF margin24.2%-4.1pp

Returns & leverage

See full

Return on equity13%+0.1pp

Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about First United's provision for loan, lease, and other losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is First United's provision for loan, lease, and other losses?: First United (FUNC) reported provision for loan, lease, and other losses of $879K in Q1 2026.
How has First United's provision for loan, lease, and other losses changed year-over-year?: First United's provision for loan, lease, and other losses increased by 34.0% year-over-year, from $656K to $879K.
What is the long-term trend for First United's provision for loan, lease, and other losses?: Over 3 years (2022 to 2025), First United's provision for loan, lease, and other losses has grown at a 63.6% compound annual growth rate (CAGR), from -$627K to $2.74M.