Skip to content
OpenCapital
Get started

First United FUNC Year three

Year three at other companies

M&T Bank logo
M&T BankMTB
$13.55B-4.7%

Other financials

Income statement

See full
Revenue$23.4M+11.9%
Net income$6.7M+14.8%
EPS (diluted)$1.03+15.7%

Balance sheet

See full
Cash & equivalents$89.8M+6.4%
Total debt$51.6M-63.8%
Total equity$205.3M+11.7%
Total assets$2.0B+3.0%

Cash flow

See full
Operating cash flow$13.9M+99.8%
CapEx$908.0K+55.2%
Free cash flow$13.0M+104%

Valuation

See full
Market cap$284.36M+49.5%
Enterprise value$246.13M-13.0%
P/E11.2×+3.2×
P/S3.1×+0.8×

Profitability

See full
Net margin27.8%+0.2pp
FCF margin24.2%-4.1pp

Returns & leverage

See full
Return on equity13%+0.1pp
Debt / equity0.3×-0.5×

Where this comes from

Reported directly by First United in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: First United’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about First United's year three.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is First United's year three?
First United (FUNC) reported year three of $171.59M in Q1 2026.
How has First United's year three changed year-over-year?
First United's year three decreased by 16.0% year-over-year, from $204.35M to $171.59M.
What is the long-term trend for First United's year three?
Over 3 years (2022 to 2025), First United's year three has grown at a 7.7% compound annual growth rate (CAGR), from $151.64M to $189.62M.
What does year three mean?
This represents the outstanding balance of miscellaneous financing receivables, excluding accrued interest, scheduled for maturity or repayment in the third year. It helps investors understand the duration risk associated with the bank's non-core lending activities. This metric is useful for long-term asset-liability management planning.