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Horace Mann Educators HMN Supplemental health — Capitalizations

Other product segments

Term Life
$1.1M-8.3%
Limited-Pay Whole Life
$100K0.0%
Experience life
$0

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AIGCapitalization
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UNMVoluntary Benefits — Capitalization
$34M+5.6%
ESN
ESNTCapitalization
$53.8M+13,350%
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PRUIndividual Life — Capitalization
$216M+13.7%
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KMPRLife Insurance — Capitalizations
$16.1M+8.1%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's supplemental health — capitalizations?
Horace Mann Educators (HMN) reported supplemental health — capitalizations of $1.3M in Q1 2026.
How has Horace Mann Educators's supplemental health — capitalizations changed year-over-year?
Horace Mann Educators's supplemental health — capitalizations increased by 30.0% year-over-year, from $1M to $1.3M.
What is the long-term trend for Horace Mann Educators's supplemental health — capitalizations?
Over 4 years (2021 to 2025), Horace Mann Educators's supplemental health — capitalizations has grown at a 43.8% compound annual growth rate (CAGR), from $1.1M to $4.7M.
What does supplemental health — capitalizations mean?
Refers to the costs incurred to acquire supplemental health insurance contracts that are deferred on the balance sheet rather than expensed immediately. This reflects the company's strategy for scaling its supplemental health business by spreading acquisition expenses over the policy term. Higher capitalization levels indicate active investment in new customer acquisition.