Medallion Financial MFIN Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profit Loss by Business | ||||||
| Commercial Lending | $454K-92.6% | $6.12M+2,077% | $281K-91.5% | $3.3M-32.8% | $4.91M+56.8% | |
| Consumer Lending | $6.43M+71.5% | $3.75M-59.9% | $9.34M-6.2% | $9.95M+24.1% | $8.01M-37.8% | |
| Taxi Medallion Lending | $269K-41.4% | $459K-75.7% | $1.89M+379% | $394K-20.7% | $497K+82.7% | |
| Loans And Leases Receivable Net Reported Amount Covered by Business | ||||||
| Commercial Lending | $119.61M-2.8% | $123.07M-8.9% | $135.12M+11.3% | $121.42M+4.6% | $116.06M+4.3% | |
| Consumer Lending | $1.67B+3.4% | $1.62B+0.9% | $1.6B+3.7% | $1.55B0.0% | $1.55B+0.2% | |
| Taxi Medallion Lending | $1.13M-4.5% | $1.18M-21.9% | $1.51M-3.5% | $1.56M-5.2% | $1.65M-13.6% | |
| Interest Income Expense Operating by Business | ||||||
| Commercial Lending | $3.45M-24.7% | $4.58M+8.3% | $4.23M+12.6% | $3.76M+12.3% | $3.34M+9.1% | |
| Consumer Lending | $54.03M-0.3% | $54.19M+1.2% | $53.57M+4.8% | $51.1M+1.3% | $50.47M-1.6% | |
| Taxi Medallion Lending | $59K-68.8% | $189K+108% | $91K+26.4% | $72K-10.0% | $80K-44.8% | |
| Noninterest Income by Business | ||||||
| Commercial Lending | $448K— | —— | —— | —— | $9.64M— | |
| Consumer Lending | $26K— | —— | —— | —— | $400K— | |
| Taxi Medallion Lending | $1.12M— | —— | —— | —— | $844K— | |
| Interest Income Expense Net by Business | ||||||
| Commercial Lending | $2.06M-36.1% | $3.22M+8.1% | $2.98M+14.5% | $2.6M+13.4% | $2.29M+15.3% | |
| Consumer Lending | $39.74M-2.1% | $40.61M+1.3% | $40.08M+4.8% | $38.25M-0.5% | $38.43M+0.3% | |
| Taxi Medallion Lending | $29K-84.1% | $182K+143% | $75K+121% | $34K-50.0% | $68K-46.0% | |
| Net Interest Margin by Business | ||||||
| Commercial Lending | 6.9%+6.5pp | 0.4%-8.7pp | 9.1%+0.3pp | 8.8%+0.5pp | 8.3%— | |
| Consumer Lending | 9.9%— | —— | 10.1%0.0pp | 10%-0.1pp | 10.1%— | |
| Interest Expense Net by Business | ||||||
| Commercial Lending | $1.39M+2.2% | $1.36M+8.8% | $1.25M+8.2% | $1.16M+9.9% | $1.05M-2.2% | |
| Consumer Lending | $14.29M+5.2% | $13.58M+0.7% | $13.49M+4.9% | $12.85M+6.8% | $12.04M-7.0% | |
| Taxi Medallion Lending | $30K+329% | $7K-56.3% | $16K-57.9% | $38K+217% | $12K-36.8% | |
| Noninterest Expense by Business | ||||||
| Commercial Lending | $1.28M— | —— | —— | —— | —— | |
| Consumer Lending | $11.08M— | —— | —— | —— | —— | |
| Taxi Medallion Lending | $763K— | —— | —— | —— | —— | |
| Income Tax Expense Benefit by Business | ||||||
| Commercial Lending | $310K-88.4% | $2.67M+5,248% | $50K-96.3% | $1.34M-45.1% | $2.44M+67.0% | |
| Consumer Lending | $3.82M+159% | $1.47M-63.4% | $4.03M-6.2% | $4.29M+7.9% | $3.98M-33.7% | |
| Taxi Medallion Lending | $160K-13.5% | $185K-77.9% | $838K+399% | $168K-32.0% | $247K+99.2% | |
| Total Assets by Business | ||||||
| Commercial Lending | $111.56M-3.5% | $115.6M-7.8% | $125.35M+12.0% | $111.96M+2.2% | $109.57M+3.1% | |
| Consumer Lending | $1.61B+3.5% | $1.55B+0.4% | $1.55B+3.5% | $1.49B-0.1% | $1.5B0.0% | |
| Taxi Medallion Lending | $3.84M-11.4% | $4.33M-16.8% | $5.2M-13.4% | $6.01M-12.3% | $6.86M+4.3% | |
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest by Business | ||||||
| Commercial Lending | $764K-91.3% | $8.79M+2,556% | $331K-92.9% | $4.64M-36.9% | $7.35M+60.0% | |
| Consumer Lending | $10.25M+96.2% | $5.22M-60.9% | $13.36M-6.2% | $14.24M+18.8% | $11.99M-36.5% | |
| Taxi Medallion Lending | $429K-33.4% | $644K-76.4% | $2.73M+385% | $562K-24.5% | $744K+87.9% | |
| Interest Income Expense After Provision For Loan Loss by Business | ||||||
| Commercial Lending | $1.6M-2.0% | $1.63M+4.4% | $1.56M+597% | -$314K+61.9% | -$824K-145% | |
| Consumer Lending | $21.3M+36.4% | $15.61M-33.2% | $23.37M+2.0% | $22.91M+6.3% | $21.56M+4.4% | |
| Taxi Medallion Lending | $75K-78.6% | $350K-80.2% | $1.77M+170% | $654K-25.9% | $883K-50.8% | |
| Net Interest Margin Net Of Allowance Percentage by Business | ||||||
| Commercial Lending | 7.5%+7.0pp | 0.5%-9.4pp | 9.8%+0.4pp | 9.5%+0.8pp | 8.7%— | |
| Consumer Lending | 10.4%— | —— | 10.6%+0.1pp | 10.5%-0.1pp | 10.6%— | |
| Debt Longterm And Shortterm Combined Amount by Business | ||||||
| Commercial Lending | $90.58M-3.7% | $94.03M-7.8% | $102.03M+13.9% | $89.58M-0.6% | $90.12M+2.3% | |
| Consumer Lending | $1.3B+3.3% | $1.26B+0.3% | $1.26B+5.3% | $1.2B-2.8% | $1.23B-0.8% | |
| Taxi Medallion Lending | $3.11M-11.6% | $3.52M-16.9% | $4.24M-11.9% | $4.81M-14.7% | $5.64M+3.4% | |
| Labor And Related Expense by Business | ||||||
| Commercial Lending | $739K— | —— | —— | —— | $1.14M— | |
| Consumer Lending | $4.11M— | —— | —— | —— | $3.64M— | |
| Taxi Medallion Lending | $701K— | —— | —— | —— | $650K— | |
| Interest Yield by Business | ||||||
| Commercial Lending | 11.6%+11.0pp | 0.5%-12.7pp | 13.2%+0.6pp | 12.7%+1.5pp | 11.2%— | |
| Consumer Lending | 13.4%— | —— | 13.5%+0.1pp | 13.4%+0.1pp | 13.3%— | |
| Other Costs by Business | ||||||
| Commercial Lending | $543K— | —— | —— | —— | $331K— | |
| Consumer Lending | $2.68M— | —— | —— | —— | $3.14M— | |
| Taxi Medallion Lending | $34K— | —— | —— | —— | $184K— | |
| Provision For Loan Losses Expensed by Business | ||||||
| Commercial Lending | $459K-71.1% | $1.59M+12.2% | $1.41M-51.4% | $2.91M-6.5% | $3.11M+2,018% | |
| Consumer Lending | $18.45M-26.2% | $24.99M+49.6% | $16.71M+8.9% | $15.34M-9.1% | $16.87M-4.6% | |
| Taxi Medallion Lending | -$46K+72.6% | -$168K+90.1% | -$1.69M-173% | -$620K+23.9% | -$815K+51.1% | |
| Delinquency Status by Business | ||||||
| Commercial Lending | 8.6%— | —— | 14%-2.8pp | 16.8%-0.9pp | 17.6%+10.4pp | |
| Consumer Lending | 0.6%+0.3pp | 0.3%-0.3pp | 0.6%+0.1pp | 0.5%0.0pp | 0.5%+0.3pp | |
| Loan Servicing Fees Credit And Collection Costs by Business | ||||||
| Commercial Lending | $0— | —— | —— | —— | —— | |
| Consumer Lending | $4.29M— | —— | —— | —— | $3.18M— | |
| Taxi Medallion Lending | $28K— | —— | —— | —— | $149K— | |
| Financing Receivable Nonaccrual Percent Past Due1 by Product | ||||||
| Construction | 10%0.0pp | 10%-6.0pp | 16%-2.0pp | 18%+5.0pp | 13%+1.0pp | |
| Manufacturing | 62%-1.0pp | 63%+7.0pp | 56%-1.0pp | 57%-1.0pp | 58%+1.0pp | |
| Other Product Lines | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | |
| Roofing | 27%-1.0pp | 28%-1.0pp | 29%-1.0pp | 30%-5.0pp | 35%-1.0pp | |
| Swimming Pools | 35%+3.0pp | 32%+1.0pp | 31%+1.0pp | 30%+1.0pp | 29%+2.0pp | |
| Wholesale Trade | 11%0.0pp | 11%+1.0pp | 10%-1.0pp | 11%-1.0pp | 12%0.0pp | |
| Windows | 11%0.0pp | 11%0.0pp | 11%0.0pp | 11%-2.0pp | 13%0.0pp | |
| Concentration Risk % by Product | ||||||
| Boats | 21%— | —— | —— | 2%-17.0pp | 19%— | |
| Cars | 13%+12.0pp | 1%— | 0%-1.0pp | 1%-10.0pp | 11%+8.3pp | |
| Other Product Lines | 10%— | —— | —— | —— | 10%— | |
| Recreational Vehicles | 54%— | —— | —— | —— | 55%— | |
| Trailers | 11%— | —— | —— | —— | —— | |
| Financing Receivable Nonaccrual Percent Past Due1 by Geography | ||||||
| FL | 10%0.0pp | 10%-3.0pp | 13%+3.0pp | 10%0.0pp | 10%0.0pp | |
| Other States | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | 10%0.0pp | |
| TX | 17%0.0pp | 17%+1.0pp | 16%0.0pp | 16%0.0pp | 16%0.0pp |
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Compare these in charts →Questions, answered.
- How does Medallion Financial break its business down?
- Medallion Financial (MFIN) reports profit loss by business across 3 parts — Commercial Lending, Consumer Lending and Taxi Medallion Lending. Each is extracted from the segment footnotes and tracked over time.
- Where does Medallion Financial's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in Medallion Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.