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M&T Bank MTB Retail Bank — Salaries and employee benefits

Other segment segments

All Other
$463M+6.7%
Commercial Bank
$145M-4.0%
Institutional Services and Wealth Management
$109M+2.8%

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$7.53M+6.9%
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FHBRetail Banking Business — Labor And Related Expense
-$26.52M-7.8%

Other financials

Income statement

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Revenue$2.4B+5.9%
Net income$664.0M+13.7%
EPS (diluted)$4.13+24.4%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$28.0B-3.5%
Total assets$214.74B+2.1%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$34.86B+12.2%
Enterprise value$45.33B-0.1%
P/E11.9×+0.4×
P/S3.6×+0.3×

Profitability

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Net margin29.8%+1.5pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.3%+0.9pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:LaborAndRelatedExpense.

The official record: M&T Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M&T Bank's retail bank — salaries and employee benefits?
M&T Bank (MTB) reported retail bank — salaries and employee benefits of $197M in Q1 2026.
How has M&T Bank's retail bank — salaries and employee benefits changed year-over-year?
M&T Bank's retail bank — salaries and employee benefits increased by 0.5% year-over-year, from $196M to $197M.
What is the long-term trend for M&T Bank's retail bank — salaries and employee benefits?
Over 3 years (2022 to 2025), M&T Bank's retail bank — salaries and employee benefits has grown at a 5.0% compound annual growth rate (CAGR), from $694M to $803M.
What does retail bank — salaries and employee benefits mean?
This metric aggregates all compensation-related costs for the retail banking segment, including base salaries, bonuses, and benefits for branch and support staff. It reflects the human capital investment required to operate the retail branch network and customer service functions. Changes in this metric often correlate with headcount adjustments or shifts in compensation structures.