Skip to content

Navient NAVI Return on assets

Return on assets at other companies

SLM logo
SLMSLM
2.6%+0.4pp
Nelnet logo
NelnetNNI
2.9%+1.6pp
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
1.3%-0.1pp
Great Southern Bancorp logo
Great Southern BancorpGSBC
1.2%+0.1pp
Enova International logo
Enova InternationalENVA
5.3%+0.7pp
WaFd, Inc. logo
WaFd, Inc.WAFD
0.9%+0.1pp

Other financials

Income statement

See full
Revenue$43.0M-46.9%
Net income$17.0M+950%
EPS (diluted)$0.17+950%

Balance sheet

See full
Cash & equivalents$621.0M-3.3%
Total debt$45.1B-5.5%
Total equity$3.0B+4.7%
Total assets$48.0B-5.8%

Cash flow

See full
Operating cash flow-$47.0M-166%

Valuation

See full
Market cap$792.33M-41.8%
Enterprise value$45.28B-6.5%
P/S2.9×-0.7×

Profitability

See full
Net margin48.3%

Returns & leverage

See full
Return on equity17.3%-4.8pp
Debt / equity21.3×-5.1×

Where this comes from

Calculated from Navient’s reported figures.

Based on trailing twelve months.

The official record: Navient’s 10-Q, filed April 29, 2026, on SEC EDGAR. View the filing →

Ask your AI about Navient's return on assets.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Navient's return on assets?
Navient (NAVI) reported return on assets of -0.1% in Q1 2026.
How has Navient's return on assets changed year-over-year?
Navient's return on assets decreased by 219.2% year-over-year, from 0.1% to -0.1%.
What is the long-term trend for Navient's return on assets?
Over 4 years (2020 to 2025), Navient's return on assets has grown at a -23.1% compound annual growth rate (CAGR), from 0.5% to -0.2%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.