Skip to content
Screener

nCino, Inc. NCNO Q4 2026 Annual earnings

Reported March 31, 2026 · After market close

Revenue$149.7MBeat by $1.8M
EPS$0.37Beat by $0.16
Revenue estimate$147.9M
EPS estimate$0.21

Next report

Date not yet announced

Financials

Q4 2026

Income statement

See full
Revenue$149.7M+5.9%
Gross profit$91.9M+9.0%
Operating income$2.8M+149%
Net income$8.3M+145%
EPS (diluted)$0.08+150%

Balance sheet

See full
Cash & equivalents$88.7M-26.9%
Total debt$278.7M+284%
Total equity$1.1B-3.1%
Total assets$1.6B+2.3%

Cash flow

See full
Operating cash flow$12.9M—
CapEx$461.0K+31.7%
Free cash flow$12.5M—

Valuation & ratios

Valuation

as of 01/31/26
See full
Market cap$2.45B-37.8%
Enterprise value$2.64B-32.2%
P/E472.7×—
P/S4.1×-3.2×

Profitability

See full
Gross margin60.6%+0.5pp
Operating margin0.6%+0.3pp
Net margin0.9%+0.5pp
FCF margin13.9%—

Returns & leverage

See full
Return on equity0.5%+0.3pp
Debt / equity0.3×+0.2×
Current ratio1×-0.2×

Segments

By product

See full
Subscription$133.4M+6.7%
Subscription - non-mortgage$86.3M+9.9%
Subscription - mortgage$18.7M+2.2%
Professional services and other$16.3M-0.8%

By segment

See full
Reportable Segment$149.7M+5.9%

FAQ

When did nCino, Inc. report Q4 2026 earnings?
nCino, Inc. (NCNO) reported Q4 2026 earnings on March 31, 2026 after market close.
What were nCino, Inc.'s Q4 2026 revenue and EPS?
nCino, Inc. reported revenue of $149.7M and eps of $0.37 for Q4 2026.
Did nCino, Inc. beat estimates in Q4 2026?
Revenue beat the consensus estimate of $147.9M by $1.8M. EPS beat the consensus estimate of $0.21 by $0.16.
How did nCino, Inc.'s Q4 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.9% from $141.4M a year earlier and eps grew 208.3% from $0.12.
Where can I find nCino, Inc.'s Q4 2026 SEC filings?
You can read the 8-K earnings release (0001902733-26-000019) and the 10-K periodic report (0001902733-26-000022) directly on SEC EDGAR. The filing index links above go to sec.gov.